3743 BRANDING IRON BEND, ST CLOUD, FL, 34772
Active7 days on marketListed Jul 17, 2026MLS #S5152499
About this home
3743 BRANDING IRON BEND
Welcome to this exceptional MI Homes residence, built in 2024, offering luxury, space, and breathtaking water views in the growing master-planned community of Crossprairie. With convenient access to the Florida Turnpike, commuting to Orlando, Lake Nona, and surrounding areas is effortless while enjoying the charm of Saint Cloud. Designed for both everyday living and entertaining, this spacious home features 5 bedrooms, 4 FULL bathrooms, an additional downstairs BONUS room, an oversized upstairs LOFT complete with a WET BAR, and a tandem 3 (THREE)-CAR GARAGE. The gourmet kitchen is the heart of the home, showcasing elegant quartz countertops, a designer tile backsplash, double built-in ovens, abundant cabinetry, and a large center island perfect for gathering with family and friends. Beautiful tile and luxury vinyl plank flooring flow throughout the home—there is NO carpet. A private first-floor guest bedroom with a full bath provides the ideal space for guests or multigenerational living. Upstairs, the luxurious primary suite serves as a private retreat, complete with a spacious sitting area and a private balcony overlooking two tranquil ponds, creating the perfect setting for morning coffee or evening sunsets. The expansive loft with its own wet bar offers endless possibilities as a media room, game room, or entertainment space. Step outside to the fully fenced backyard where the covered lanai has already been prepped for a future outdoor kitchen, making it easy to create the outdoor living space you've always envisioned while enjoying peaceful water views. Offering premium finishes, flexible living spaces, and picturesque pond views, this like-new home perfectly combines elegance, comfort, and functionality. Located in the sought-after Crossprairie community with easy Florida Turnpike access and close proximity to shopping, dining, schools, and everyday conveniences, this is an incredible opportunity to own a beautifully upgraded home without waiting for new construction.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,571
Sqft
0.13 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,824 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,824/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
$/sqft vs St Cloud actives
$176 vs $221
Days on market
7 vs 33 typical
Where $176/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
193 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3743 BRANDING IRON BEND
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$647,000
5196 PRAIRIE RESERVE RUN · same community
5 bd · 4 ba · 3,559 sqft · $182/sqft · 0 DOM
Sold · Jul ’25$299,990
5110 RAIN SHADOW DRIVE · same community
3 bd · 2.5 ba · 1,379 sqft · $218/sqft · 150 DOM
Sold · Jan ’26$647,000
5196 PRAIRIE PRESERVE RUN
5 bd · 4 ba · 3,556 sqft · $182/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3743 BRANDING IRON BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3743 BRANDING IRON BEND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3743 BRANDING IRON BEND FAQs
What would the monthly payment be for 3743 BRANDING IRON BEND?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,824/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3743 BRANDING IRON BEND?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3743 BRANDING IRON BEND?+
The most recent tax bill on record (2025) was $11,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3743 BRANDING IRON BEND?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $627,900, this home is listed about 48% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3743 BRANDING IRON BEND?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$627,900 runs 70% above the ST CLOUD 34772 median — but at 3,571 sqft it's also nearly twice the size of the typical St Cloud listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a St Cloud market that averages 33 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Yari Villarrubia. MLS #S5152499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 3743 BRANDING IRON BEND but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →