David Ramirez
$1,8502 bd1 ba840 sqft$2 /sqft≈$173 /mo all-in ↓

130 E 17TH STREET UNIT 132, ST CLOUD, FL, 34769

Active31 days on marketListed Jun 22, 2026MLS #S5152315

✦ Priced 99% below the ST CLOUD 34769 median1/2 DuplexSEMINOLE LAND AND INV CO

About this home

130 E 17TH STREET UNIT 132

REMODELED! House looks BRAND NEW! Spacious OPEN FLOOR PLAN! Features new wood tile thru out, wood white kitchen Cabinets with handles and soft close drawers, Stainless Steel appliances, WATERFALL peninsula, Quartz Counter tops, Newer Bathroom, New energy efficient window, Screened porch with Laundry hook ups, & Private Fenced Yard. NO HOA! RENT INCLUDES LAWN MAINTENANCE!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

840

Sqft

0.27 ac

Lot size

1987

Year built

One

Levels

$2

Per sqft

Inside

FlooringCeramic Tile
AppliancesRange · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Other
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ParkingDriveway · None · Open
ExteriorOther · Sidewalk

Community & fees

PetsNo
CommunitySidewalks

Utilities & systems

UtilitiesCable Available · Sewer Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $65Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $65
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Cloud

Map of 130 E 17TH STREET UNIT 132

Drive times from this address

Universal Orlando≈ 32 min
Walt Disney World≈ 33 min
Orlando Int’l Airport (MCO)≈ 33 min
Downtown Orlando≈ 33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34769 — neighborhood snapshot

Population

29,247

Median age

36

Median income

$58,764

Median home value

$271,800

Avg household

2.93

Households w/ children

3,039

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced — 6.2 months of inventoryBuyer’s market

$414K → $400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $1,850 · 31 days on market since
1987Built · SEMINOLE LAND AND INV CO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 130 E 17TH STREET UNIT 132 — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 130 E 17TH STREET UNIT 132 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

130 E 17TH STREET UNIT 132 FAQs

What would the monthly payment be for 130 E 17TH STREET UNIT 132?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 130 E 17TH STREET UNIT 132?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $1,850, this home is listed about 100% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 130 E 17TH STREET UNIT 132?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER CHOICE REALTY & MANAGEMENT LLC · Jacqueline Calderon. MLS #S5152315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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