628 MARION OAKS TRAIL, OCALA, FL, 34473
Active34 days on marketListed Jun 19, 2026MLS #S5152249
Come see it
Upcoming open houses
Sat, Jul 25
1:00 PM – 3:00 PM
Sun, Jul 26
1:00 PM – 3:00 PM
About this home
628 MARION OAKS TRAIL
Why wait for new construction when you can move into a beautifully maintained 2023 home today? This move-in ready 3-bedroom, 2-bath home welcomes you with soaring cathedral ceilings in the main living area, creating a bright, open, and inviting atmosphere. The spacious open-concept design seamlessly connects the living room, dining area, and kitchen, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island perfect for everyday living and entertaining. The private owner's suite offers a tray ceiling, dual vanities, a walk-in shower, and a generous walk-in closet. Step outside to enjoy one of the property's standout features—a custom wood gazebo that extends your outdoor living space, creating the perfect setting for relaxing or entertaining. Additional highlights include gutters already installed, established landscaping, and all kitchen appliances, plus the washer and dryer, are included. Conveniently located with easy access to major roadways while remaining close to shopping, dining, parks, schools, healthcare, and everyday conveniences. Move-in ready and easy to show. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,564
Sqft
0.23 ac
Lot size
2
Garage
2023
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,500 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,500/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Ocala actives
$204 vs $181
Days on market
34 vs 43 typical
Where $204/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 628 MARION OAKS TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$265,000
6234 SW 128TH STREET ROAD · same community
4 bd · 2 ba · 1,670 sqft · $159/sqft · 52 DOM
Sold · Sep ’25$290,000
5373 SW 128TH ST ROAD · same community
4 bd · 2 ba · 1,696 sqft · $171/sqft · 32 DOM
Sold · Feb ’26$342,500
4989 SW 128TH STREET · same community
3 bd · 2 ba · 1,740 sqft · $197/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 628 MARION OAKS TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 628 MARION OAKS TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
628 MARION OAKS TRAIL FAQs
What would the monthly payment be for 628 MARION OAKS TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 628 MARION OAKS TRAIL?+
The most recent tax bill on record (2025) was $3,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $319,000, this home is listed about 7% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 628 MARION OAKS TRAIL?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Beisi Moreno. MLS #S5152249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 628 MARION OAKS TRAIL but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →