
2852 SAN MARCO WAY, WINTER HAVEN, FL, 33884
Active22 days on marketListed Jul 6, 2026MLS #S5152156
About this home
2852 SAN MARCO WAY
Smart Home 4 Bedroom / 2 Bathroom Unfurnished Home for Rent – Pond View Lot in Villamar, Winter Haven Welcome to this stunning 2,000 sq. ft. single-family home, built in 2024, located in the highly desirable Villamar Community. This beautifully designed home combines modern comfort, energy efficiency, and an unbeatable location. The open-concept floor plan features a spacious living, remote shade on sliding door and dining area that flows seamlessly into a beautiful kitchen, complete with a large center island, stainless steel appliances, and plenty of counter and cabinet space—perfect for entertaining family and friends. The private owner's suite is thoughtfully tucked away at the rear of the home, offering a peaceful retreat with serene pond views. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy premium upgrades throughout, including: • Paid-off solar panels for significantly reduced electric bills • Whole-home water filtration and water softener system • Electric vehicle charger • Epoxy-coated garage floor • Fully fenced backyard • Covered and screened lanai overlooking the pond Step outside and relax while taking in the beautiful water views from your private backyard oasis. Residents of Villamar enjoy access to exceptional community amenities, including a resort-style swimming pool and playground. Location is everything! A new Publix Super Markets is scheduled to open just 2 miles away, providing convenient access to groceries, shopping, and daily essentials. The home is also close to schools, restaurants, medical facilities, and major roadways for an easy commute. This move-in-ready home offers the perfect combination of modern living, energy savings, community amenities, and beautiful pond-front views. Don't miss this opportunity to rent a nearly new home in one of Winter Haven's most sought-after communities. Contact today to schedule your private tour.Washer and dryer are provided for tenant convenience; however, they are not warranted by the owner. Lawn care is not included. All residents are enrolled in a Resident Benefit Package for $39.95/ month. More details upon application. RentSpree applications will not be accepted.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,066
Sqft
0.14 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$1 vs $172
Days on market
22 vs 42 typical
Where $1/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
194 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 2852 SAN MARCO WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
4487 RAPALLO AVENUE · same community
3 bd · 2 ba · 2,005 sqft · $165/sqft · 0 DOM
Sold · Nov ’25$326,900
3131 LAUREL OAK LANE · same community
3 bd · 2 ba · 2,005 sqft · $163/sqft · 0 DOM
Sold · Nov ’25$337,000
3159 LAUREL OAK LANE · same community
4 bd · 2 ba · 2,227 sqft · $151/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2852 SAN MARCO WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2852 SAN MARCO WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2852 SAN MARCO WAY FAQs
What would the monthly payment be for 2852 SAN MARCO WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2852 SAN MARCO WAY?+
The listing reports pets: Breed Restrictions, Dogs OK, Monthly Pet Fee, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $2,200, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2852 SAN MARCO WAY?+
Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP. · Rose Sepulveda-Morales. MLS #S5152156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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