3843 EXETER LANE, LAKELAND, FL, 33810
Active42 days on marketListed Jun 13, 2026MLS #S5151856
About this home
3843 EXETER LANE
Investor Opportunity in Lakeland! This 3-bedroom, 2.5-bath townhouse offers incredible potential and is priced below market value to reflect the interior updates and repairs needed. Located in a desirable Lakeland community with a very low HOA, this property is perfect for investors, flippers, or buyers looking to add value through renovations. Spacious layout, great location, and strong upside potential. Don’t miss this chance to purchase below market and make it your own. Cash or renovation financing preferred.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,633
Sqft
0.03 ac
Lot size
1
Garage
2019
Year built
Two
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,765 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,765/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.3%
$/sqft vs Lakeland actives
$122 vs $196
Days on market
42 vs 33 typical
Where $122/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
195 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3843 EXETER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$259,000
3745 WOODBURY HILL LOOP · same community
3 bd · 2.5 ba · 1,771 sqft · $146/sqft · 64 DOM
Sold · Oct ’25$212,000
4030 DOVER TERRACE DRIVE · same community
3 bd · 2.5 ba · 1,776 sqft · $119/sqft · 59 DOM
Sold · Jul ’25$320,000
3370 HIGHLAND FAIRWAYS BOULEVARD
2 bd · 2 ba · 1,625 sqft · $197/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3843 EXETER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3843 EXETER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3843 EXETER LANE FAQs
What would the monthly payment be for 3843 EXETER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,765/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3843 EXETER LANE?+
The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3843 EXETER LANE?+
The most recent tax bill on record (2026) was $1,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3843 EXETER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $199,900, this home is listed about 41% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of THE ARROW REALTY TEAM LLC · Bibi Lopez. MLS #S5151856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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