David Ramirez
$397,990$399,9903 bd2 ba1,537 sqft$259 /sqft$3,069 /mo all-in ↓

2457 BULRUSH DRIVE, ST CLOUD, FL, 34769

Active39 days on marketListed Jun 11, 2026MLS #S5151776

Reduced $2KSingle Family ResidenceCANOE CREEK CROSSINGS

About this home

2457 BULRUSH DRIVE

Stunning move-in-ready home located in the desirable Canoe Creek Crossings community! This beautifully upgraded 3-bedroom, 2-bath residence offers a bright and spacious open-concept layout with modern finishes. The heart of the home is the renovated kitchen featuring oversized center island with abundant storage, updated soft gray cabinetry, newer stainless steel appliances, tile backsplash, recessed LED lighting, and plenty of space for cooking, entertaining, and gathering with family and friends. The open living and dining areas are filled with natural light and seamlessly flow to the screened-in lanai through sliding glass doors, creating the perfect indoor-outdoor living experience. Step outside to enjoy the expansive covered and screened patio overlooking a private fenced backyard with additional outdoor seating space ideal for enjoying Florida’s beautiful weather year-round. The spacious Owner’s Suite offers a private retreat complete with a large walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower. Two additional bedrooms provide flexibility for guests, or home office. Additional features include a two-car garage, inside laundry room, whole-home water softener system, updated fixtures, and a neutral modern color palette throughout. Conveniently located in the heart of Saint Cloud near US-192, shopping, dining, schools, and with quick access to the Florida Turnpike, this home offers an easy commute to Orlando, area attractions, and Florida’s beautiful beaches. Don’t miss the opportunity to own this beautifully upgraded home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,537

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

One

Levels

$259

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesDisposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$90/mo
Taxes (2025)$3,604/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,069 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,343
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$300
HOA fee — from the listing$90
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,930Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,930
Interest rate6.00%
Loan term

Estimated payment

$3,069/mo

Principal & interest$2,343
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$300
HOA / condo fee$90
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $398K
$336KedgeAI estimate $362,877 · range $350K$384K$414K

vs edgeAI estimate

+9.7%

$/sqft vs St Cloud actives

$259 vs $221

Days on market

39 vs 33 typical

Where $259/sqft sits among the 400 St Cloud actives

102
124
87 · this home
36
17
34
$155–191$191–227$227–263$263–299$299–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 2457 BULRUSH DRIVE

Drive times from this address

Universal Orlando36 min

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34769 — neighborhood snapshot

Population

29,247

Median age

36

Median income

$58,764

Median home value

$271,800

Avg household

2.93

Households w/ children

3,039

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
HighSt. Cloud High School★★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

189 of 400

St Cloud actives have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the ST CLOUD 34769 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $397,990 $2K
Jun 11, 2026Listed at $399,990 · 39 days on market since
2020Built · CANOE CREEK CROSSINGS

Reality check

What actually sold near 2457 BULRUSH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3586 YELLOW BIRD COURTSold · Dec ’25

$309,000

3586 YELLOW BIRD COURT

3 bd · 2 ba · 1,530 sqft · $202/sqft · 76 DOM

2720 SETTLERS TRAILSold · Aug ’25

$347,000

2720 SETTLERS TRAIL

3 bd · 2 ba · 1,572 sqft · $221/sqft · 125 DOM

4274 SASHA TRAILSold · Dec ’25

$370,000

4274 SASHA TRAIL

3 bd · 2 ba · 1,499 sqft · $247/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2457 BULRUSH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2457 BULRUSH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2457 BULRUSH DRIVE FAQs

What would the monthly payment be for 2457 BULRUSH DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,069/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2457 BULRUSH DRIVE?+

The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2457 BULRUSH DRIVE?+

The most recent tax bill on record (2025) was $3,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2457 BULRUSH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $397,990, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2457 BULRUSH DRIVE?+

Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ODRY VARGAS REALTY GROUP · Lysandra Ortiz Medina. MLS #S5151776.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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