David Ramirez
$494,183$509,9995 bd3 ba2,350 sqft$210 /sqft$3,298 /mo all-in ↓

5309 SPRING MAIDEN CIRCLE, APOLLO BEACH, FL, 33572

Active42 days on marketListed Jun 8, 2026MLS #S5151467

Reduced $16KNew constructionSingle Family ResidenceWATERSET

About this home

5309 SPRING MAIDEN CIRCLE

Under Construction. Welcome to the Pine Floorplan, an impressive 2,350-square-foot residence designed for spacious and sophisticated living. This expansive home features 5 generously sized bedrooms and 3 beautifully appointed bathrooms, offering ample space for comfort and convenience. The main level showcases exquisite quartz countertops and stylish tile flooring, while the bedrooms are enhanced with cozy carpeting. The kitchen and bathrooms are equipped with modern soft-close cabinets and elegant cabinet hardware, combining practicality with contemporary style. The Pine Floorplan includes a versatile loft area on the second story—perfect for a home office, entertainment zone, or additional living space. Complete with essential appliances such as a refrigerator, washer, and dryer, this home ensures a seamless move-in experience. Boasting 9’4” ceilings and grand 8’ doors on the first floor, the Pine Floorplan offers an open and airy atmosphere. Discover unparalleled space and elegance with this thoughtfully designed home, tailored to meet all your lifestyle needs. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). Take advantage of special financing on quick move-in homes OR buy a to-be-built home and enjoy up to $25,000 toward homes that can close in a timely manner! Options may vary by community; offers are available on select homes on a first-come, first-served basis. Contact builder for more information!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,350

Sqft

0.13 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$210

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Tankless Water Heater
InteriorEating Space In Kitchen · Open Floorplan · Other · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStone · Stucco
FoundationBlock · Other · Slab
FacesNorthwest
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$10/mo
Taxes (2026)$0/yr
PetsYes
CommunityClubhouse · Fitness Center · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,298 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,909
FHA mortgage insurance (est.)$219
Property tax — 2026 actual bill$0
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,296Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,296
Interest rate6.00%
Loan term

Estimated payment

$3,751/mo

Principal & interest$2,909
FHA mortgage insurance (est.)$219
Est. property taxes$453
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $494K
$427KedgeAI estimate $477,731 · range $445K$492K$514K

vs edgeAI estimate

+3.4%

$/sqft vs WATERSET

$210 vs $221

Days on market

42 vs 56 typical

Where $210/sqft sits among the 24 homes for sale in WATERSET

7
1 · this home
5
3
4
4
$192–202$202–212$212–221$221–231$231–241$241+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 5309 SPRING MAIDEN CIRCLE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)46 min

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

MiddleShields Middle School★★★★
HighLennard High School★★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

12 of 24

WATERSET have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $494,183 $16K
Jun 8, 2026Listed at $509,999 · 42 days on market since
2026Built · WATERSET

Reality check

What actually sold near 5309 SPRING MAIDEN CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5131 SPRING MAIDEN CIRCLESold · Jun ’26

$489,999

5131 SPRING MAIDEN CIRCLE · same community

5 bd · 3 ba · 2,350 sqft · $209/sqft · 6 DOM

5309 EVERLONG DRIVESold · Mar ’26

$469,083

5309 EVERLONG DRIVE · same community

4 bd · 3 ba · 2,317 sqft · $202/sqft · 113 DOM

6259 JENSEN VIEW AVENUESold · Nov ’25

$495,510

6259 JENSEN VIEW AVENUE · same community

4 bd · 3.5 ba · 2,414 sqft · $205/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5309 SPRING MAIDEN CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5309 SPRING MAIDEN CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5309 SPRING MAIDEN CIRCLE FAQs

What would the monthly payment be for 5309 SPRING MAIDEN CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,298/mo — principal and interest, estimated property taxes, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5309 SPRING MAIDEN CIRCLE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5309 SPRING MAIDEN CIRCLE?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5309 SPRING MAIDEN CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $494,183, this home is listed about 1% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5309 SPRING MAIDEN CIRCLE?+

Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AXEN REALTY, LLC · Stephanie Morales, LLC. MLS #S5151467.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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