225 S TROPICAL TRAIL UNIT 312, MERRITT ISLAND, FL, 32952
Active65 days on marketListed Jun 8, 2026MLS #S5151425
About this home
225 S TROPICAL TRAIL UNIT 312
Welcome to Sunset Bay, one of Merritt Island's most desirable gated waterfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan, spacious living areas, and a large walk-in closet. The kitchen features stainless steel appliances, and the unit includes a full-size washer and dryer for added convenience. Enjoy resort-style amenities including an Olympic-size swimming pool, spa, fitness center, tennis courts, clubhouse, fishing pier, walking trails, watercraft storage, and lush tropical landscaping. Conveniently located just minutes from Cocoa Beach, Port Canaveral, shopping, dining, and the Kennedy Space Center, this property offers the perfect blend of comfort, convenience, and Florida coastal living. Pet-friendly community with ample resident and guest parking
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
243 ac
Lot size
1986
Year built
Three Or More
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,131 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,131/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.4%
$/sqft vs Merritt Island actives
$184 vs $277
Days on market
65 vs 57 typical
Where $184/sqft sits among the 42 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Merritt Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Merritt Island. See the full Merritt Island guide →
MERRITT ISLAND 32952 — neighborhood snapshot
Population
21,354
Median age
50.4
Median income
$98,651
Median home value
$404,000
Avg household
2.47
Households w/ children
1,920
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
22 of 42
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the MERRITT ISLAND 32952 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 225 S TROPICAL TRAIL UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$195,000
225 S TROPICAL TRAIL UNIT 402 · same community
1 bd · 1 ba · 708 sqft · $275/sqft · 45 DOM
Sold · Jul ’26$1,050,000
40 SUNSET BAY DRIVE · same community
3 bd · 2.5 ba · 2,208 sqft · $476/sqft · 27 DOM
Sold · Apr ’26$1,825,000
8 SUNSET BAY DRIVE · same community
3 bd · 2 ba · 2,462 sqft · $741/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 225 S TROPICAL TRAIL UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 225 S TROPICAL TRAIL UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
225 S TROPICAL TRAIL UNIT 312 FAQs
What would the monthly payment be for 225 S TROPICAL TRAIL UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,131/mo — principal and interest, the actual property-tax bill, the $518/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 225 S TROPICAL TRAIL UNIT 312?+
The association fee works out to $518 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 225 S TROPICAL TRAIL UNIT 312?+
The most recent tax bill on record (2025) was $2,317. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 225 S TROPICAL TRAIL UNIT 312?+
The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $199,000, this home is listed about 66% below the Merritt Island median of $579,950. The market section on this page shows how the area is trending.
Which schools are assigned to 225 S TROPICAL TRAIL UNIT 312?+
Tropical Elementary School (elementary), Thomas Jefferson Middle School (middle), Merritt Island High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the MERRITT ISLAND 32952 market on paper
$199,000 is 69% below the MERRITT ISLAND 32952 median of $637,000, and at $184/sqft it sits under the Merritt Island average of $317.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $518/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Tropical Elementary School, Thomas Jefferson Middle School, Merritt Island High School — Thomas Jefferson Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $229,000, now $199,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MILA REALTY · Steven Tavarez. MLS #S5151425.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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