David Ramirez
Short-Term Rental Eligible
$300,000$330,0003 bd2 ba1,484 sqft$202 /sqft$2,125 /mo all-in ↓

659 RESTON PLACE, DAVENPORT, FL, 33897

Active44 days on marketListed Jun 11, 2026MLS #S5151419

Priced 14% below the DAVENPORT 33897 medianEst. $34K/yr short-term rental revenueReduced $30KSingle Family ResidenceFLORIDA PINES

About this home

659 RESTON PLACE

MOVE IN READY 3 bed, 2 bath home in Davenport’s Florida Pines community! This “Ormond” floorplan by Colony Homes features vaulted ceilings, formal living & dining rooms, a family room, breakfast nook, split bedroom plan, a patio with a nice sized yard with NO REAR NEIGHBORS! The foyer welcomes you into the home where the formal living and dining rooms will be in front of you and feature vaulted ceilings and luxury vinyl plank floors. There’s a door to the nice sized kitchen that features wood cabinets with hardware, breakfast nook, closet pantry, breakfast bar and a door leading to the two-car garage. The kitchen is open to the family room that has a glass slider to the patio and yard. What a great space to enjoy your morning coffee or relax at the end of a long day! The owner’s suite is off the family room, has vaulted ceilings with a new ceiling fan, new carpet, a walk-in closet and an en-suite bath that features a two sink vanity with wood cabinets, a glass enclosed shower, separate garden tub with a frosted window over it and a water closet. The guest bedrooms are towards the front of the home and share the guest bath with a one sink vanity with wood cabinets and a tub/shower combo. Recent updates include a new roof (2019), gutters added, luxury vinyl plank floors in the formal living and dining rooms, new carpet in the owner’s suite and one guest bedroom, new glass sliding door, new window in the front bedroom, new AC converter, new dishwasher, and smart switches in the kitchen, dining room, entry and porch light outside the front door. Community features a community pool and playground. In close proximity to Disney, Posner Park, shopping, dining and major roads. This would make a great starter home, a downsizer home or for an investor for short or long term rentals.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,484

Sqft

0.13 ac

Lot size

2

Garage

2001

Year built

One

Levels

$202

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringLinoleum · Luxury Vinyl · Carpet
AppliancesMicrowave · Range · Refrigerator · Washer · Dishwasher · Disposal · Dryer · Electric Water Heater
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · In Kitchen · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco · Block
FoundationSlab
ViewPark/Greenbelt
FacesNorth
ParkingDriveway
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$45/mo
Taxes (2025)$255/yr
PetsYes
CommunityDeed Restrictions · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Sewer Available · Cable Available · Street Lights · Water Available · Water Connected · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,125 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$21
HOA fee — from the listing$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,125/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$21
HOA / condo fee$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$288KedgeAI estimate $330,983 · range $324K$339K$352K

vs edgeAI estimate

−9.4%

$/sqft vs Davenport actives

$202 vs $191

Days on market

44 vs 42 typical

Where $202/sqft sits among the 400 Davenport actives

55
100
85
67 · this home
49
44
$148–165$165–183$183–200$200–217$217–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Florida Pines, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$33,529/yr gross

Avg nightly rate$194
Occupancy (comp set)47%
CommunityFlorida Pines
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price9.2%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Florida short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.

Where it sits

Inside Florida Pines

Map of 659 RESTON PLACE

Drive times from this address

Walt Disney World22 min
Universal Orlando32 min
Downtown Orlando38 min
Orlando Int’l Airport (MCO)43 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Florida Pines is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

164 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $30K
Jun 11, 2026Listed at $330,000 · 44 days on market since
2001Built · FLORIDA PINES

Reality check

What actually sold near 659 RESTON PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

623 ELDERBERRY DRIVESold · Dec ’25

$346,000

623 ELDERBERRY DRIVE

3 bd · 2 ba · 1,517 sqft · $228/sqft · 47 DOM

225 RONA LANESold · May ’26

$320,000

225 RONA LANE

3 bd · 2 ba · 1,520 sqft · $211/sqft · 35 DOM

2822 BELLA VISTA DRIVESold · Aug ’25

$200,000

2822 BELLA VISTA DRIVE

3 bd · 2 ba · 1,420 sqft · $141/sqft · 123 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 659 RESTON PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 659 RESTON PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

659 RESTON PLACE FAQs

What would the monthly payment be for 659 RESTON PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,125/mo — principal and interest, the actual property-tax bill, the $45/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 659 RESTON PLACE?+

The association fee works out to $45 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 659 RESTON PLACE?+

The most recent tax bill on record (2025) was $255. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 659 RESTON PLACE be rented short-term?+

Yes — this home sits inside Florida Pines, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 659 RESTON PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $300,000, this home is listed about 23% below the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 659 RESTON PLACE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DAVENPORT 33897 market on paper

$300,000 is 14% below the DAVENPORT 33897 median of $350,000.

02Zoned for nightly rentals

Florida Pines is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

04The price has already moved

Listed at $330,000, now $300,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP · Eve Metlis. MLS #S5151419.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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