David Ramirez
$339,0004 bd2 ba1,918 sqft$177 /sqft$2,912 /mo all-in ↓

1856 RED LOOP, LAKELAND, FL, 33801

Active46 days on marketListed Jun 5, 2026MLS #S5151355

WaterfrontSingle Family ResidenceSADDLE CRK PRESERVE PH 2

About this home

1856 RED LOOP

Welcome home to Saddle Creek Preserve, where modern comfort, peaceful natural views, and resort-style amenities come together in one exceptional package. Built in 2024, this beautifully maintained home offers the perfect blend of contemporary design and everyday functionality, all in a convenient Lakeland location with easy access to I-4, Downtown Lakeland, shopping, dining, medical facilities, and major employers.Step inside and you'll immediately appreciate the bright, open-concept floor plan designed for both comfortable living and effortless entertaining. The spacious kitchen serves as the heart of the home, featuring abundant cabinetry, granite countertops, stainless steel appliances, a large center island, and seamless flow into the dining and living areas. Natural light pours through the rear windows, creating an inviting atmosphere throughout the main living spaces.The private owner's suite provides a relaxing retreat with generous proportions, a large walk-in closet, and an ensuite bath featuring dual vanities and plenty of storage. Additional bedrooms offer flexibility for family, guests, a home office, or hobby space.What truly sets this property apart is the backyard setting. Instead of looking directly into another home, you'll enjoy views of a peaceful creek/stream and a natural wooded backdrop that creates a sense of privacy and tranquility rarely found in newer construction communities. Imagine enjoying your morning coffee while listening to nature or unwinding at the end of the day with serene water views just beyond your backyard.Beyond the home itself, residents of Saddle Creek Preserve enjoy outstanding community amenities, including a stunning resort-style swimming pool, expansive sundeck, and beautifully appointed clubhouse that make every day feel like a vacation. Whether you're relaxing poolside, gathering with neighbors, or hosting friends and family, the community amenities provide an exceptional lifestyle experience.If you've been searching for a nearly new home that combines modern finishes, peaceful natural surroundings, and convenient access to everything Lakeland has to offer, 1856 Red Loop is one you won't want to miss. Schedule your private showing today and discover why this home stands out from the rest.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,918

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$177

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$18/mo
Taxes (2025)$7,058/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$588
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,912/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$588
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$291KedgeAI estimate $348,692 · range $303K$376K$391K

vs edgeAI estimate

−2.8%

$/sqft vs SADDLE CRK PRESERVE PH 2

$177 vs $159

Days on market

46 vs 33 typical

Where $177/sqft sits among the 8 homes for sale in SADDLE CRK PRESERVE PH 2

2
1
2
0
1 · this home
2
$130–140$140–150$150–160$160–170$170–180$180+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 1856 RED LOOP

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33801 — neighborhood snapshot

Population

33,460

Median age

33.4

Median income

$49,210

Median home value

$138,700

Avg household

2.43

Households w/ children

3,160

For the school run

Polk County School District

HighTenoroc High School★★★★
ElementaryLena Vista Elementary School★★★★★
MiddleJere L. Stambaugh Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

5 of 8

SADDLE CRK PRESERVE PH 2 have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the LAKELAND 33801 median. See the full Lakeland market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $339,000 · 46 days on market since
2024Built · SADDLE CRK PRESERVE PH 2

Reality check

What actually sold near 1856 RED LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1887 YELLOW TRAILSold · Sep ’25

$325,000

1887 YELLOW TRAIL · same community

4 bd · 2 ba · 1,918 sqft · $169/sqft · 11 DOM

1976 RED LOOPSold · Dec ’25

$290,000

1976 RED LOOP · same community

3 bd · 2 ba · 1,561 sqft · $186/sqft · 161 DOM

2219 TENEROC TRAILSold · Feb ’26

$256,000

2219 TENEROC TRAIL · same community

3 bd · 2 ba · 1,270 sqft · $202/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1856 RED LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1856 RED LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1856 RED LOOP FAQs

What would the monthly payment be for 1856 RED LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1856 RED LOOP?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1856 RED LOOP?+

The most recent tax bill on record (2025) was $7,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1856 RED LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $339,000, this home is priced right at the Lakeland median.

Which schools are assigned to 1856 RED LOOP?+

Tenoroc High School (high), Lena Vista Elementary School (elementary), Jere L. Stambaugh Middle (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Chris Loschiavo. MLS #S5151355.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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