4958 CYPRESS HAMMOCK DRIVE, ST CLOUD, FL, 34771
Active51 days on marketListed Jun 4, 2026MLS #S5151254
About this home
4958 CYPRESS HAMMOCK DRIVE
THIS BEAUTIFUL HOME IS READY FOR IMMEDIATE OCCUPANCY! The 6 Bedroom, 4 Bathroom Wallace Plan has 4,307 square feet of living area with 5,325 total square feet under roof! Features includes a grand entrance foyer, Formal Dining Room, Formal Living Room, Chef Inspired Gourmet Kitchen open to the spacious Family Room and Dinette eating space in the kitchen. The first floor also includes a very large media room/game room, full bathroom, laundry room and bedroom! The Dinette and Downstairs bathroom open to the screen enclosed covered patio. There is also an open brick paver patio! The backyard is fenced on three sides. The second floor features a large Loft/Bonus Room, Primary Suite and 4 additional bedrooms with walk-in closets and ceiling fans. The en-suite primary bath features an oversized walk-in closet with custom california cabinets, split vanity, granite counters, dual sinks, garden bath, separate shower and private water closet. Additional features include new wood flooring, 6 in baseboards throughout, high ceilings, utility room with upper and lower cabs and plumbed for a utility sink, Kitchen island, breakfast bar, drop down pendant lighting, can lighting, ceiling fans in most rooms and walk in kitchen pantry. Additional features include a full coverage camera system inside the house and outside that connects to the Primary bedroom television. This camera captures the entirety of the property except the bedrooms and bathrooms. There is a Polk Audio surround inline system in the downstairs living room. There is a two speaker inline system in the upstairs loft area. In the garage there is also a Tesla charger pre-wire. In this exclusive gated community with ¼ acre home sites, East Lake Park provides a serene haven from the stress of everyday life. Five miles South of Lake Nona’s beautiful Medical City you will love the convenience and value of this SouthEast Orlando neighborhood. Call today for a home preview!
Facts & features
The home at a glance
6
Bedrooms
4
Bathrooms
4,431
Sqft
0.22 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,025 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,025/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs St Cloud actives
$158 vs $219
Days on market
51 vs 33 typical
Where $158/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4958 CYPRESS HAMMOCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$680,000
1620 LAKE PARKWAY DRIVE · same community
6 bd · 4 ba · 4,307 sqft · $158/sqft · 80 DOM
Sold · May ’26$702,000
4925 CYPRESS HAMMOCK DRIVE · same community
5 bd · 4 ba · 4,239 sqft · $166/sqft · 21 DOM
Sold · Dec ’25$640,000
4951 CYPRESS HAMMOCK DRIVE · same community
6 bd · 4 ba · 4,239 sqft · $151/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4958 CYPRESS HAMMOCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4958 CYPRESS HAMMOCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4958 CYPRESS HAMMOCK DRIVE FAQs
What would the monthly payment be for 4958 CYPRESS HAMMOCK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,025/mo — principal and interest, the actual property-tax bill, the $122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4958 CYPRESS HAMMOCK DRIVE?+
The association fee works out to $122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4958 CYPRESS HAMMOCK DRIVE?+
The most recent tax bill on record (2025) was $8,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4958 CYPRESS HAMMOCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $700,000, this home is listed about 65% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4958 CYPRESS HAMMOCK DRIVE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED REAL ESTATE · Bruce Clark. MLS #S5151254.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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