2580 CHATHAM WAY NE, PALM BAY, FL, 32905
Active34 days on marketListed Jun 19, 2026MLS #S5151242
About this home
2580 CHATHAM WAY NE
Great opportunity for investors in Palm Bay! Conveniently located near shopping centers, restaurants, schools, parks, and major roadways, with easy access to everyday amenities. This property is also just a short drive from Florida's beautiful Atlantic Coast beaches, offering the perfect combination of convenience and coastal living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,196
Sqft
0.09 ac
Lot size
1983
Year built
One
Levels
$100
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,068 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,068/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Kirby
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
Kirby — neighborhood snapshot
Population
593
Median age
51
Median income
$63,568
Median home value
$128,879
Avg household
2
Households w/ children
21%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $329K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the PALM BAY 32905 median. See the full Palm Bay market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2580 CHATHAM WAY NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2580 CHATHAM WAY NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2580 CHATHAM WAY NE FAQs
What would the monthly payment be for 2580 CHATHAM WAY NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,068/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2580 CHATHAM WAY NE?+
The most recent tax bill on record (2025) was $1,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $120,000, this home is listed about 66% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2580 CHATHAM WAY NE?+
Palm Bay Elementary School (elementary), Stone Magnet Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of AVID REALTY LLC · Giuliana Vargas. MLS #S5151242.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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