0 HENRY J AVENUE, ST CLOUD, FL, 34772
Active49 days on marketListed Jun 4, 2026MLS #S5151195
About this home
0 HENRY J AVENUE
2.85 Acres on Henry J Ave – Build, Invest, or Create Your Own Private Retreat! Situated on Henry J Ave in St. Cloud Manor Estates, this 2.85-acre parcel offers a rare opportunity to own a sizable piece of land in an area experiencing continued growth throughout Osceola County. The expansive property provides the flexibility to bring a variety of visions to life. Whether you're looking to build your dream home, establish a private homestead, create space for recreational enjoyment, place a manufactured home, or secure land as a long-term investment, the possibilities are abundant. Enjoy the freedom of no HOA while taking advantage of the peaceful surroundings and open space that make country-style living so appealing. Conveniently located with access to major roadways, shopping, dining, and everyday necessities, this property offers the perfect balance of privacy and accessibility. If you've been searching for acreage in Central Florida with room to grow and endless potential, this is an opportunity worth exploring.
Facts & features
The home at a glance
2.85 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St. Cloud Manor Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
St. Cloud Manor Estates — neighborhood snapshot
Population
1,083
Median age
36
Median income
$80,575
Median home value
$311,300
Avg household
3
Households w/ children
122
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 HENRY J AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$269,000
3205 LA SALLE AVENUE · same community
3 bd · 2 ba · 920 sqft · $292/sqft · 74 DOM
Sold · Oct ’25$300,100
3261 LA SALLE AVENUE · same community
3 bd · 2 ba · 1,848 sqft · $162/sqft · 8 DOM
Sold · Sep ’25$405,000
3248 HENRY J AVENUE · same community
3 bd · 2 ba · 1,960 sqft · $207/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 HENRY J AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 HENRY J AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 HENRY J AVENUE FAQs
What would the monthly payment be for 0 HENRY J AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,908/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 HENRY J AVENUE?+
The most recent tax bill on record (2025) was $1,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $250,000, this home is listed about 41% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 HENRY J AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Steve Pugh. MLS #S5151195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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