3454 IMPERIAL AVENUE, ST CLOUD, FL, 34772
Active52 days on marketListed Jun 1, 2026MLS #S5150984
About this home
3454 IMPERIAL AVENUE
Rare opportunity in sought-after St. Cloud Manor! Situated on a fully fenced 2.07-acre corner lot with no HOA, this 4-bedroom, 3-bath home offers the space and flexibility that's becoming increasingly difficult to find. Inside, you'll find a warm and inviting layout highlighted by a massive 37-foot bonus room perfect for a game room, media room, home office, or second living area. Outside is where this property truly stands apart. A separate driveway leads to a 4,000-square-foot detached building with concrete floors, electric, and water already in place—ideal for business owners, contractors, hobbyists, or anyone needing room for boats, RVs, trailers, equipment, or recreational toys. The main home's garage also includes an air-conditioned workshop space. Additional features include a generator-ready transfer switch, soffit outlets for holiday lighting, and plenty of room to expand, work, play, and store it all. Enjoy the privacy of country living while remaining just minutes from the St. Cloud lakefront, schools, shopping, dining, and major roadways. More than just a home, this is a property that gives you the space to live, work, and create on your own terms.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,143
Sqft
2.07 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,857 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,857/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+66.4%
$/sqft vs St Cloud actives
$286 vs $221
Days on market
52 vs 33 typical
Where $286/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Cloud Manor Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
St. Cloud Manor Estates — neighborhood snapshot
Population
1,083
Median age
36
Median income
$80,575
Median home value
$311,300
Avg household
3
Households w/ children
122
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
194 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3454 IMPERIAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,010,000
3550 KAISER AVENUE · same community
5 bd · 3.5 ba · 3,800 sqft · $266/sqft · 202 DOM
Sold · Jan ’26$632,000
4450 PINE TREE DRIVE · same community
3 bd · 2.5 ba · 2,406 sqft · $263/sqft · 44 DOM
Sold · Jan ’26$505,000
4510 PINE TREE DRIVE · same community
3 bd · 2.5 ba · 2,336 sqft · $216/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3454 IMPERIAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3454 IMPERIAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3454 IMPERIAL AVENUE FAQs
What would the monthly payment be for 3454 IMPERIAL AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3454 IMPERIAL AVENUE?+
The most recent tax bill on record (2025) was $6,040. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $899,900, this home is listed about 112% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3454 IMPERIAL AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,900 runs 143% above the ST CLOUD 34772 median — but at 3,143 sqft it's also 59% larger than the typical St Cloud listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $919,000, now $899,900 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Justin Shrouder. MLS #S5150984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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