David Ramirez
$439,0004 bd2 ba1,901 sqft$231 /sqft$3,499 /mo all-in ↓

6658 SYREETA LANE, ST CLOUD, FL, 34773

Active52 days on marketListed Jun 1, 2026MLS #S5150845

Single Family ResidenceHARMONY WEST PH 1A

About this home

6658 SYREETA LANE

Welcome home to this beautifully upgraded 4-bedroom, 2-bathroom single-story home has been thoughtfully designed with luxury finishes throughout — with no expense spared. From the moment you arrive, you’ll notice the immaculate curb appeal and beautifully manicured landscaping. As you enter the home, you’re greeted by a stunning custom feature wall and gorgeous wood-look ceramic tile flooring that flows seamlessly throughout the entire home. At the heart of the home is the spacious gourmet kitchen, featuring 42-inch upper cabinets with crown molding, ample storage space, top-of-the-line stainless steel appliances, a walk-in pantry, and an oversized kitchen island perfect for hosting guests, casual dining, or additional bar seating. The living room showcases a fully built-in entertainment center complete with integrated lighting — perfectly designed for your large-screen TV and cozy nights at home. Every window in the home is outfitted with zebra blinds, offering the perfect balance of natural light and privacy. The oversized primary suite is privately located at the rear of the home, offering peaceful views of the backyard retreat. A custom barn door leads into the oversized walk-in closet, while the spa-inspired bathroom features dual sinks and a seamless glass-enclosed walk-in shower. Toward the front of the home, the fourth bedroom stands out with a beautifully designed accent wall, making it ideal for a guest room, home office, or creative space. The additional two bedrooms and secondary bathroom are conveniently located off the main living area. The guest bathroom features an oversized vanity with ample countertop space and a fully tiled shower extended to the ceiling for a sleek designer finish. Even the laundry room has been upgraded with upper cabinetry, crown molding, and a utility sink — plus the washer and dryer are included for the new owners. Step outside to the large screened-in lanai featuring a wall-mounted TV with a weatherproof cover, creating the ideal indoor-outdoor living experience year-round. Beyond the lanai, enjoy your own private backyard oasis complete with low-maintenance turf, full privacy fencing, and brick pavers surrounding a private seating area perfect for relaxing or entertaining in every season. Located in Harmony West! Offering single-family homes surrounded by nature in a convenient location. This central Florida master-planned community includes unique rear-entry homes and resort-style amenities. Parks and playscapes are plentiful. Plus, there’s room for everyone in the 5,000-square-foot pool area., a quiet, family-friendly community, residents enjoy resort-style pools, a splash pad, parks, picnic areas, tennis courts, a fitness center, and a vibrant town square that hosts events and casual gatherings. Location is awesome being close to the beaches, Lake Nona Medical City, shopping, restaurants, Orlando airport and Disney parks. Call me for a private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,901

Sqft

0.14 ac

Lot size

2

Garage

2020

Year built

One

Levels

$231

Per sqft

Pets allowed

Inside

FlooringPorcelain Tile
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNortheast
ParkingGarage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$37/mo
Taxes (2025)$6,281/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,499 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$523
HOA fee — from the listing$37
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,499/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$523
HOA / condo fee$37
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$385KedgeAI estimate $407,185 · range $401K$421K$457K

vs edgeAI estimate

+7.8%

Days on market

52 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 6658 SYREETA LANE

Drive times from this address

Universal Orlando42 min
Orlando Int’l Airport (MCO)42 min
Walt Disney World43 min
Downtown Orlando43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34773 — neighborhood snapshot

Population

5,495

Median age

38.2

Median income

$64,498

Median home value

$312,500

Avg household

3.06

Households w/ children

629

For the school run

Osceola County School District

HighHarmony High School★★★★★
ElementaryHarmony Community School★★★★
MiddleNarcoossee Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the ST CLOUD 34773 median. See the full St Cloud market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $439,000 · 52 days on market since
2020Built · HARMONY WEST PH 1A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6658 SYREETA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6658 SYREETA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6658 SYREETA LANE FAQs

What would the monthly payment be for 6658 SYREETA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,499/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6658 SYREETA LANE?+

The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6658 SYREETA LANE?+

The most recent tax bill on record (2025) was $6,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6658 SYREETA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $439,000, this home is listed about 3% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6658 SYREETA LANE?+

Harmony High School (high), Harmony Community School (elementary), Narcoossee Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CORCORAN CONNECT LLC · Kimberly Gamble. MLS #S5150845.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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