1940 FAWN MEADOW CIRCLE, ST CLOUD, FL, 34772
Active59 days on marketListed May 26, 2026MLS #S5150635
About this home
1940 FAWN MEADOW CIRCLE
PRICE IMPROVEMENT! MOVE-IN READY! Welcome to this beautifully maintained 4-bedroom, 2-bathroom home offering the perfect combination of comfort, functionality, and modern upgrades. Designed with an open and inviting floor plan, this home features a formal living room, formal dining room, and a spacious family room—ideal for everyday living and entertaining. The upgraded kitchen offers abundant cabinetry, stainless steel appliances, and plenty of counter space for cooking and gathering. The private primary suite is thoughtfully separated from the secondary bedrooms and features a newly remodeled primary bathroom and a custom walk-in closet with built-in shelving. Throughout the home you'll find ceramic tile and laminate flooring, with no carpet to maintain. Step outside to your spacious covered and screened lanai overlooking a beautifully landscaped backyard with an extended paver patio, creating the perfect setting for outdoor entertaining, grilling, or simply relaxing. This home is loaded with valuable upgrades, including: Solar Panels for energy efficiency and lower utility costs/Whole-house water filtration and water softener system/A/C approximately 5 years /Vinyl privacy fence/2-car garage/Low HOA Conveniently located in the City of St. Cloud, just minutes from the Florida Turnpike, major shopping, restaurants, medical facilities, and excellent schools. This is an incredible opportunity to own a move-in ready home with outstanding upgrades at an exceptional value. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,026
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs St Cloud actives
$202 vs $221
Days on market
59 vs 33 typical
Where $202/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deer Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Deer Creek — neighborhood snapshot
Population
2,581
Median age
40
Median income
$95,082
Median home value
$355,000
Avg household
4
Households w/ children
308
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
193 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 1940 FAWN MEADOW CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$343,000
2140 FAWN MEADOW CIRCLE · same community
4 bd · 2 ba · 1,782 sqft · $192/sqft · 34 DOM
Sold · Aug ’25$434,900
3848 SPIRITED CIRCLE
3 bd · 2.5 ba · 2,039 sqft · $213/sqft · 22 DOM
Sold · Apr ’26$375,000
3968 ETERNITY CIRCLE
4 bd · 2 ba · 2,064 sqft · $182/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1940 FAWN MEADOW CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1940 FAWN MEADOW CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1940 FAWN MEADOW CIRCLE FAQs
What would the monthly payment be for 1940 FAWN MEADOW CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,077/mo — principal and interest, the actual property-tax bill, the $47/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1940 FAWN MEADOW CIRCLE?+
The association fee works out to $47 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1940 FAWN MEADOW CIRCLE?+
The most recent tax bill on record (2025) was $3,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1940 FAWN MEADOW CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $410,000, this home is listed about 4% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1940 FAWN MEADOW CIRCLE?+
St. Cloud Middle School (middle), Hickory Tree Elementary School (elementary), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 11% above the ST CLOUD 34772 median.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $449,000, now $410,000 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · Paola Almonte. MLS #S5150635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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