3831 POINCIANA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active67 days on marketListed Jun 12, 2026MLS #S5150631
About this home
3831 POINCIANA DRIVE
Welcome to modern Florida living in this brand-new home, perfectly situated near the clubhouse and golf course in a highly sought-after community. Offering a thoughtfully designed layout and contemporary finishes, this residence combines comfort, elegance, and functionality for everyday living. Be the very first resident to enjoy this newly completed home, thoughtfully designed with bright open spaces and a seamless flow ideal for relaxing, gathering, and entertaining. The open-concept design creates an inviting atmosphere filled with natural light and practical living areas. The kitchen stands out with a beautiful quartz waterfall island overlooking the family room, creating a central gathering space perfect for cooking, entertaining, or simply enjoying time with family and guests. Premium features include upgraded wood flooring, soft-close cabinetry, stainless steel hardware, faucets and door handles, stylish lighting fixtures, ceiling fans in the living room and primary suite, and upgraded high-profile baseboards throughout the home. Built with quality craftsmanship and designed to complement today’s lifestyle, the property also includes preparation for smart home features and durable materials selected for long-term comfort and convenience. Residents enjoy access to exceptional community amenities, including an official 18-hole golf course, a navigable lake ideal for boating and water recreation, a private boat ramp, and a fishing pier for those who appreciate outdoor living and the natural beauty of Florida. A rare leasing opportunity to make this never-lived-in home your own and experience the comfort of being the first to call it home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,891
Sqft
0.5 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIAN LAKE ESTATES
$1 vs $201
Days on market
67 vs 59 typical
Where $1/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
10 of 25
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3831 POINCIANA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$450,000
6532 AMARYLLIS DRIVE · same community
3 bd · 2 ba · 1,806 sqft · $249/sqft · 0 DOM
Sold · Dec ’25$310,000
2081 VALENCIA DRIVE · same community
3 bd · 2 ba · 1,773 sqft · $175/sqft · 32 DOM
Sold · Mar ’26$345,000
4370 HIBISCUS DRIVE · same community
3 bd · 2 ba · 1,770 sqft · $195/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3831 POINCIANA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3831 POINCIANA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3831 POINCIANA DRIVE FAQs
What would the monthly payment be for 3831 POINCIANA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3831 POINCIANA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $2,200, this home is listed about 99% below the Indian Lake Estates median of $370,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3831 POINCIANA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of K REALTY · Raquel Batalha, PA. MLS #S5150631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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