David Ramirez
$995,000$1,090,0004 bd3.5 ba2,202 sqft$452 /sqft$6,281 /mo all-in ↓

3232 W OAKELLAR AVENUE, TAMPA, FL, 33611

Active64 days on marketListed Jun 8, 2026MLS #S5150583

Reduced $95KSingle Family ResidenceOAKELLARS

About this home

3232 W OAKELLAR AVENUE

Welcome to 3232 W Oakellar Ave — a stunning top-to-bottom renovation in the heart of South Tampa’s Bayshore Beautiful neighborhood. This 4-bedroom, 3.5-bathroom home offers 2,202 square feet of thoughtfully designed living space with high-end finishes throughout. The standout feature of this home is the private first-floor living suite — complete with its own kitchenette, full bathroom, bedroom, and private laundry area. Ideal for multi-generational families, in-laws, extended guests, or added privacy, this space functions as a self-contained living setup while remaining connected to the main residence. The main kitchen on the second floor is a showstopper — featuring Taj Mahal quartzite countertops, custom cabinetry with gold hardware, a designer marble backsplash, custom range hood, gold pot filler, and all-new stainless steel appliances. The third floor hosts three bedrooms including a luxurious master suite with walk-in closet and private balcony access, plus a dedicated laundry area. new luxury flooring throughout, and a newly built composite deck. The paver driveway, lush landscaping, dual balconies, and mature oak-lined street complete this exceptional property. Located minutes from Bayshore Boulevard, Hyde Park, Downtown Tampa, waterfront parks, top-rated restaurants, and major roadways. This is a rare opportunity to own a fully turnkey home in one of Tampa’s most sought-after neighborhoods.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,202

Sqft

0.1 ac

Lot size

1

Garage

1984

Year built

Three Or More

Levels

$452

Per sqft

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationSlab
FacesEast
ExteriorBalcony · Garden · Irrigation System · Private Mailbox

Community & fees

Taxes (2025)$4,544/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,281 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$379
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,281/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$379
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$452 vs $300

Days on market

64 vs 43 typical

Where $452/sqft sits among the 400 Tampa actives

217
102 · this home
32
14
11
24
$154–313$313–472$472–631$631–789$789–948$948+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayshore Beautiful

Map of 3232 W OAKELLAR AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa9 min
Tampa Int’l Airport (TPA)18 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bayshore Beautiful — neighborhood snapshot

Population

6,803

Median age

47

Median income

$162,977

Median home value

$952,339

Avg household

3

Households w/ children

917

For the school run

Hillsborough County School District

ElementaryBallast Point Elementary School★★★★
HighRobinson High School★★★★
MiddleMadison Middle School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

206 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the TAMPA 33611 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $995,000 $95K
Jun 8, 2026Listed at $1,090,000 · 64 days on market since
1984Built · OAKELLARS

Reality check

What actually sold near 3232 W OAKELLAR AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3113 W OAKELLAR AVENUESold · Jul ’26

$997,000

3113 W OAKELLAR AVENUE · same community

4 bd · 2 ba · 2,154 sqft · $463/sqft · 55 DOM

3112 W COACHMAN AVENUESold · Jun ’26

$855,000

3112 W COACHMAN AVENUE · same community

3 bd · 2.5 ba · 2,329 sqft · $367/sqft · 21 DOM

3111 W OAKELLAR AVENUESold · Feb ’26

$932,000

3111 W OAKELLAR AVENUE · same community

3 bd · 2.5 ba · 2,052 sqft · $454/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3232 W OAKELLAR AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3232 W OAKELLAR AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

3232 W OAKELLAR AVENUE FAQs

What would the monthly payment be for 3232 W OAKELLAR AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,281/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3232 W OAKELLAR AVENUE?+

The most recent tax bill on record (2025) was $4,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $995,000, this home is listed about 121% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3232 W OAKELLAR AVENUE?+

Ballast Point Elementary School (elementary), Robinson High School (high), Madison Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$995,000 runs 143% above the TAMPA 33611 median — but at 2,202 sqft it's also 39% larger than the typical Tampa listing.

02Strong assigned schools

Ballast Point Elementary School, Robinson High School, Madison Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Ballast Point Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $1,090,000, now $995,000 — a $95K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 NEXT LEVEL REALTY · Maria Torres Beltran. MLS #S5150583.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tampa homes, in your inbox

Like 3232 W OAKELLAR AVENUE but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 11, 2026 at 7:11 AM UTC. The listing information on this page last changed on August 11, 2026 at 7:11 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 11, 2026 at 7:11 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 11, 2026 at 7:11 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.