844 MONTANA AVENUE, DAVENPORT, FL, 33897
Active80 days on marketListed May 22, 2026MLS #S5150429
About this home
844 MONTANA AVENUE
Experience the ultimate Florida lifestyle and investment opportunity with this beautifully updated vacation villa in the heart of Davenport! This stunning 5-bedroom, 3-bathroom home offers the perfect combination of comfort, privacy, and resort-style living, all while being sold fully furnished with stylish modern décor and contemporary furnishings, making it completely turnkey and rental-ready. Enjoy breathtaking views from your private screened-in pool overlooking a peaceful conservation area and pond, with no rear neighbors for added tranquility and relaxation. From the moment you enter through the grand double-door entrance, you’ll be welcomed by a bright and open floor plan featuring formal living and dining rooms, along with a spacious family room that flows seamlessly to the extended lanai and sparkling pool area, perfect for entertaining or enjoying the Florida sunshine. The spacious primary suite provides a relaxing retreat with an ensuite bathroom featuring dual separate vanities, a soaking tub, and a walk-in shower. High ceilings and over 2,100 square feet of living space create an airy and inviting atmosphere throughout the home. Designed with a desirable split-bedroom floor plan, one of the full bathrooms also offers direct access to the pool area for added convenience. Adding even more value and entertainment appeal, the garage has been converted into an incredible game room complete with its own split AC unit, creating a comfortable year-round entertainment space that includes a billiards table. The home also features two beautifully themed bedrooms, enhancing the vacation-home experience for guests and family alike. Located in a short-term rental friendly community with a low HOA, residents and guests enjoy access to fantastic amenities including a community pool, recreation room, playground, tennis courts, and basketball courts. Conveniently situated near restaurants, shopping centers, hospitals, Highway 27, and Interstate 4, this property is less than 10 miles from Disney theme parks and offers easy access to both Florida coasts and their beautiful sandy beaches approximately 70–80 miles away. Whether you are looking for a primary residence, second home, or income-producing vacation rental, this fully furnished Florida retreat truly has it all!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,152
Sqft
0.18 ac
Lot size
2
Garage
1996
Year built
One
Levels
$223
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
$/sqft vs Davenport actives
$223 vs $191
Days on market
80 vs 55 typical
Where $223/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Westridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,280/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Westridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Westridge is a short-term-rental community. See the full guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
177 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 844 MONTANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$366,000
215 GREELEY LOOP · same community
4 bd · 3 ba · 2,182 sqft · $168/sqft · 7 DOM
Sold · Aug ’25$400,000
925 MONTANA AVENUE · same community
4 bd · 3 ba · 2,006 sqft · $199/sqft · 46 DOM
Sold · Mar ’26$450,000
936 MONTANA AVENUE · same community
4 bd · 3 ba · 1,987 sqft · $226/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 844 MONTANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 844 MONTANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
844 MONTANA AVENUE FAQs
What would the monthly payment be for 844 MONTANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,691/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 844 MONTANA AVENUE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 844 MONTANA AVENUE?+
The most recent tax bill on record (2025) was $5,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 844 MONTANA AVENUE be rented short-term?+
Yes — this home sits inside Westridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 844 MONTANA AVENUE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $479,900, this home is listed about 23% above the Davenport median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 844 MONTANA AVENUE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,900 runs 43% above the DAVENPORT 33897 median.
02Zoned for nightly rentals
Westridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04The price has already moved
Listed at $484,900, now $479,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY 4CORNERS · Carlos DeJesus. MLS #S5150429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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