THOMAS STREET W, LAKELAND, FL, 33805
Active74 days on marketListed May 21, 2026MLS #S5150378
About this home
THOMAS STREET W
Great opportunity to own a residential vacant lot! Conveniently located in the established Palma Ceia Court area, this lot offers approximately 2,749 square feet and is ready for your vision. Easy access to local roads, shopping, dining, and everyday conveniences. Whether you are looking to build, invest, or hold for future development, this property offers great potential in a growing area.
Facts & features
The home at a glance
0.06 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Paul A Diggs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Paul A Diggs — neighborhood snapshot
Population
2,078
Median age
35
Median income
$33,040
Median home value
$169,749
Avg household
3
Households w/ children
252
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% below the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near THOMAS STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$125,000
720 W 12TH STREET · same community
3 bd · 1 ba · 780 sqft · $160/sqft · 6 DOM
Sold · Jul ’26$150,000
718 W 5TH STREET
2 bd · 1 ba · 608 sqft · $247/sqft · 5 DOM
Sold · Feb ’26$100,000
721 W 5TH STREET
2 bd · 1 ba · 640 sqft · $156/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about THOMAS STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for THOMAS STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
THOMAS STREET W FAQs
What would the monthly payment be for THOMAS STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on THOMAS STREET W?+
The most recent tax bill on record (2025) was $148. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $24,900, this home is listed about 93% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to THOMAS STREET W?+
Carlton Palmore Elementary School (elementary), Lakeland Highlands Middle School (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of K REALTY · Raquel Batalha, PA. MLS #S5150378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like THOMAS STREET W but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →