12515 SAWGRASS OAK STREET, ORLANDO, FL, 32824
Active82 days on marketListed May 21, 2026MLS #S5150351
About this home
12515 SAWGRASS OAK STREET
Welcome to Florida Living at Its Finest Discover this stunning two-story single-family home nestled in the desirable Sawgrass Plantation community. This beautifully maintained residence features a brand new roof, newer air conditioning system, and updated appliances throughout ensuring peace of mind and modern comfort. Upon entry, you're greeted by soaring ceilings and an open-concept floor plan flooded with natural light. Fresh interior paint creates a clean, welcoming atmosphere. The heart of this home is the gourmet kitchen, showcasing stainless steel appliances, updated cabinetry, quartz countertops, and a spacious center island with a breakfast bar perfect for gatherings and everyday living. Seamless sightless connect the kitchen to the dining room, family room, and covered patio. Upstairs, a versatile loft provides an additional flexible living space with abundant windows and natural light, ideal for a home office, playroom, or media room. Two spacious Jack and Jill bedrooms with flexibility for growing families. The generously sized master suite is a true retreat, featuring a completely updated primary bathroom with granite countertops, dual-sink vanity, oversized tiled shower, and spa tub. The outdoor spaces are equally inviting a screened-in lanai overlooks a serene pond view, mature landscaping, and your very own playground area. The Sawgrass Plantation community offers excellent amenities including playgrounds, tennis and basketball courts, a clubhouse, and resort-style pool. Conveniently located minutes from MCO airport top-rated schools, shopping, dining, and major highways including SR-417 and Florida's Turnpike. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,535
Sqft
0.15 ac
Lot size
2
Garage
2012
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,850 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,850/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs Orlando actives
$229 vs $250
Days on market
82 vs 43 typical
Where $229/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sawgrass Plantation Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Sawgrass Plantation Orlando — neighborhood snapshot
Population
4,075
Median age
37
Median income
$85,057
Median home value
$340,582
Avg household
3
Households w/ children
461
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
189 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12515 SAWGRASS OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$495,000
1522 WHITEWATER FALLS DRIVE
5 bd · 3 ba · 2,460 sqft · $201/sqft · 90 DOM
Sold · May ’26$430,000
1611 CAPESTERRE DRIVE
4 bd · 2.5 ba · 2,442 sqft · $176/sqft · 5 DOM
Sold · May ’26$409,000
15583 WILLOW ARBOR CIRCLE
3 bd · 2.5 ba · 2,375 sqft · $172/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12515 SAWGRASS OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12515 SAWGRASS OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12515 SAWGRASS OAK STREET FAQs
What would the monthly payment be for 12515 SAWGRASS OAK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,850/mo — principal and interest, the actual property-tax bill, the $115/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12515 SAWGRASS OAK STREET?+
The association fee works out to $115 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12515 SAWGRASS OAK STREET?+
The most recent tax bill on record (2025) was $2,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12515 SAWGRASS OAK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $580,000, this home is listed about 49% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12515 SAWGRASS OAK STREET?+
Wetherbee Elementary (elementary), South Creek Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$580,000 runs 63% above the ORLANDO 32824 median — but at 2,535 sqft it's also 59% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Wetherbee Elementary, South Creek Middle, Cypress Creek High — Wetherbee Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $583,000, now $580,000 — a $3K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY OF AMERICA · Michelle Urena. MLS #S5150351.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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