1691 KEY BAY TRAIL, KISSIMMEE, FL, 34747
Active80 days on marketListed May 15, 2026MLS #S5149880
About this home
1691 KEY BAY TRAIL
Welcome to resort-style living in the highly sought-after 55+ gated community of Four Seasons at Orlando! Built in 2022, this beautifully designed 2-bedroom, 2-bath villa with a dedicated home office offers modern comfort, elegant finishes, and low-maintenance living just minutes from Disney, world-class attractions, shopping, dining, and major highways. Step inside to an open and spacious floor plan filled with natural light from oversized windows and a large 9-foot sliding glass door. The gourmet kitchen features stainless steel appliances, quartz countertops, 42” cabinetry, and a spacious island overlooking the living and dining areas—perfect for entertaining or everyday living. The washer and dryer are also included for added convenience. Enjoy a seamless and upscale look throughout the home with wood-plank tile flooring in all common areas, bedrooms, and bathrooms—NO CARPET! The spacious primary suite provides a relaxing retreat with an en-suite bathroom and generous closet space, while the additional flex room/home office is ideal for working remotely, hobbies, or accommodating guests. Step outside to the covered lanai, perfect for enjoying Florida’s year-round sunshine and peaceful surroundings. Residents of Four Seasons at Orlando enjoy access to exceptional resort-style amenities including a 12,000 sq. ft. clubhouse, resort-style pools and spa, state-of-the-art fitness center, tennis courts, pickleball courts, bocce ball courts, walking trails, and a full calendar of social activities and events. This guard-gated active adult community offers the perfect blend of luxury, comfort, and convenience in the heart of Central Florida.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,557
Sqft
0.1 ac
Lot size
2
Garage
2021
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Kissimmee actives
$228 vs $207
Days on market
80 vs 51 typical
Where $228/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$33,566/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Four Seasons At Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Seasons is a short-term-rental community. See the full guide →
Four Seasons At Orlando — neighborhood snapshot
Population
216
Median age
51
Median income
$80,574
Median home value
$345,500
Avg household
2
Households w/ children
10%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $355K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
168 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1691 KEY BAY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
1671 KEY BAY TRAIL
2 bd · 2 ba · 1,557 sqft · $215/sqft · 18 DOM
Sold · Mar ’26$305,000
1890 FLORA PASS PLACE
2 bd · 2 ba · 1,557 sqft · $196/sqft · 224 DOM
Sold · Mar ’26$325,000
1610 KEY BAY TRAIL
2 bd · 2 ba · 1,557 sqft · $209/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1691 KEY BAY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1691 KEY BAY TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1691 KEY BAY TRAIL FAQs
What would the monthly payment be for 1691 KEY BAY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,620/mo — principal and interest, the actual property-tax bill, the $480/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1691 KEY BAY TRAIL?+
The association fee works out to $480 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1691 KEY BAY TRAIL?+
The most recent tax bill on record (2025) was $8,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1691 KEY BAY TRAIL be rented short-term?+
Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1691 KEY BAY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $355,000, this home is listed about 6% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1691 KEY BAY TRAIL?+
Celebration High School (high), Westside K-8 School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTIES IN TOWN · Rabie Georgey. MLS #S5149880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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