831 NEPTUNE POINTE LANE, KISSIMMEE, FL, 34744
Active86 days on marketListed May 11, 2026MLS #S5149687
About this home
831 NEPTUNE POINTE LANE
*VIRTUALLY STAGED* Welcome to 831 Neptune Pointe Lane, an expansive and versatile 5 bedroom, 3.5 bathroom home located in the highly desirable Neptune Pointe community. Offering an impressive 3,609 heated square feet, this is one of the largest homes in the neighborhood, perfectly positioned on one of the largest corner lots in the community. Designed with flexibility and multigenerational living in mind, the home features a highly desirable ground floor secondary primary suite complete with its own ensuite bathroom and bonus room, creating the ideal setup for an in law suite, private guest retreat, or independent living space. Inside, the spacious floor plan provides generous living areas and room to grow, while major updates including a newer roof and newer HVAC system provide added peace of mind. Step outside to enjoy the fully fenced backyard, offering privacy and plenty of room for entertaining, pets, or future outdoor enhancements. Residents of this gated community enjoy the benefits of a low HOA and no CDD, along with excellent amenities including a park, walking trail, full court basketball court, and playground. The location is truly exceptional, situated approximately half a mile from Florida's Turnpike and Highway 192, and just a short drive to NeoCity, shopping, dining, entertainment, the beach, and approximately 25 minutes from Walt Disney World. With its oversized layout, flexible living options, large corner lot, and unbeatable location, 831 Neptune Pointe Lane offers an outstanding opportunity for buyers seeking both space and convenience.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,609
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,916 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,916/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.7%
$/sqft vs Kissimmee actives
$152 vs $207
Days on market
86 vs 52 typical
Where $152/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Neptune Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Neptune Pointe — neighborhood snapshot
Population
658
Median age
37
Median income
$34,652
Median home value
$392,300
Avg household
3
Households w/ children
49%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
170 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 831 NEPTUNE POINTE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$325,000
830 NEPTUNE POINTE LANE · same community
4 bd · 2 ba · 1,899 sqft · $171/sqft · 51 DOM
Sold · Sep ’25$760,000
2205 EAGLES LANDING WAY
4 bd · 3.5 ba · 3,541 sqft · $215/sqft · 25 DOM
Sold · Dec ’25$580,000
1521 GANTS CIRCLE
5 bd · 3 ba · 2,878 sqft · $202/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 831 NEPTUNE POINTE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 831 NEPTUNE POINTE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
831 NEPTUNE POINTE LANE FAQs
What would the monthly payment be for 831 NEPTUNE POINTE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,916/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 831 NEPTUNE POINTE LANE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 831 NEPTUNE POINTE LANE?+
The most recent tax bill on record (2025) was $2,354. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 831 NEPTUNE POINTE LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $549,900, this home is listed about 45% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 831 NEPTUNE POINTE LANE?+
Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 42% above the KISSIMMEE 34744 median — but at 3,609 sqft it's also nearly twice the size of the typical Kissimmee listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $599,000, now $549,900 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AVANTI WAY REALTY LLC · Jim McQuade. MLS #S5149687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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