David Ramirez
Short-Term Rental Eligible
$375,000$410,0004 bd2 ba1,676 sqft$224 /sqft$2,972 /mo all-in ↓

1122 CLEAR CREEK CIRCLE, CLERMONT, FL, 34714

Active70 days on marketListed May 12, 2026MLS #S5149684

Est. $37K/yr short-term rental revenueReduced $35KPrivate poolFully furnishedSingle Family ResidenceCLEAR CREEK PH ONE SUB

About this home

1122 CLEAR CREEK CIRCLE

Welcome to your perfect Florida getaway at 1122 Clear Creek Circle in beautiful Clermont! This stunning, fully furnished 4-bedroom, 2-bath pool home offers the ideal combination of comfort, convenience, and breathtaking views. Nestled in a highly desirable location with serene lake views, this property is perfect as a vacation home, investment property, or personal retreat. Enjoy relaxing days by the private pool with a brand-new pool heater, while taking in spectacular sunsets and even nightly theme park fireworks from your own backyard patio. The home also features a new roof anda fully paid-off solar system, providing energy efficiency and peace of mind for years to come. Conveniently located near shopping, restaurants, golf, and Central Florida’s world-famous theme parks, this property offers easy access to everything while still maintaining a peaceful vacation atmosphere. Whether you are looking for a second home, short-term rental opportunity, or a move-in-ready Florida escape, this home truly has it all. This is an active vacation home rental; showings are by appointment only. Please call to schedule your private tour.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,676

Sqft

0.13 ac

Lot size

2

Garage

1999

Year built

One

Levels

$224

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Vinyl
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Other · Range · Refrigerator · Solar Hot Water Owned · Washer
InteriorCeiling Fan(s) · Open Floorplan · Other
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorIrrigation System · Other

Community & fees

HOA fee$31/mo
Taxes (2025)$4,891/yr
PetsDogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,972 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$408
HOA fee — from the listing$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,972/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$408
HOA / condo fee$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$360KedgeAI estimate $388,088 · range $381K$403K$419K

vs edgeAI estimate

−3.4%

$/sqft vs Clermont actives

$224 vs $222

Days on market

70 vs 33 typical

Where $224/sqft sits among the 400 Clermont actives

153
141 · this home
52
17
10
27
$167–212$212–256$256–301$301–345$345–390$390+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Clear Creek, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$36,928/yr gross

Avg nightly rate$211
Occupancy (comp set)48%
CommunityClear Creek
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,500/mo median

MarketClermont
Annual gross at median$30,000
Gross yield on this price8.0%
Homes for rent right now185

Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Clear Creek

Map of 1122 CLEAR CREEK CIRCLE

Clear Creek is a short-term-rental community. See the full guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

202 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% above the CLERMONT 34714 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $35K
May 12, 2026Listed at $410,000 · 70 days on market since
1999Built · CLEAR CREEK PH ONE SUB

Reality check

What actually sold near 1122 CLEAR CREEK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1009 WINDING WATER WAYSold · Mar ’26

$325,000

1009 WINDING WATER WAY · same community

5 bd · 2.5 ba · 1,660 sqft · $196/sqft · 3 DOM

1200 CLEAR CREEK CIRCLESold · Dec ’25

$365,000

1200 CLEAR CREEK CIRCLE · same community

3 bd · 2 ba · 1,415 sqft · $258/sqft · 32 DOM

16704 LAZY BREEZE LOOPSold · Mar ’26

$412,500

16704 LAZY BREEZE LOOP

4 bd · 3 ba · 1,658 sqft · $249/sqft · 89 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1122 CLEAR CREEK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1122 CLEAR CREEK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1122 CLEAR CREEK CIRCLE FAQs

What would the monthly payment be for 1122 CLEAR CREEK CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,972/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1122 CLEAR CREEK CIRCLE?+

The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1122 CLEAR CREEK CIRCLE?+

The most recent tax bill on record (2025) was $4,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1122 CLEAR CREEK CIRCLE be rented short-term?+

Yes — this home sits inside Clear Creek, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1122 CLEAR CREEK CIRCLE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $375,000, this home is listed about 20% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1122 CLEAR CREEK CIRCLE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Zoned for nightly rentals

Clear Creek is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

70 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $410,000, now $375,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of TERRABELLA REALTY · Stephen Richards. MLS #S5149684.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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