5533 VIGO LOOP, ST CLOUD, FL, 34771
Active99 days on marketListed May 11, 2026MLS #S5149624
About this home
5533 VIGO LOOP
PRICE REDUCED – MOTIVATED SELLER! MOVE-IN READY! UP TO $3,000 TOWARD BUYER'S CLOSING COSTS! Seller is motivated and ready to make a deal! This beautifully maintained 2022-built home offers exceptional value with 4 bedrooms + a spacious flex room that can easily serve as a 5th bedroom, 3.5 bathrooms, and over 2,200 sq. ft. of modern living space. The open-concept floor plan features luxury vinyl plank flooring, a stunning kitchen with quartz countertops, gray shaker cabinetry, stainless steel Samsung appliances, a large center island, and plenty of space for entertaining. The spacious family room opens to a covered lanai and a fully fenced backyard—perfect for family gatherings, pets, or relaxing outdoors. Upstairs you'll find an oversized primary suite with a spa-style bathroom, generously sized secondary bedrooms, a convenient Jack-and-Jill bath, a versatile bonus room, and an upstairs laundry room. BONUS: The home includes a leased solar panel system for only $159/month, helping many homeowners save approximately $100–$200 per month on electricity—an excellent advantage in Florida. Located in a desirable St. Cloud community featuring a resort-style pool, playground, and low-maintenance lifestyle, this home is just minutes from schools, shopping, restaurants, Lake Nona, Medical City, and major highways. BUYER INCENTIVE: Receive up to $3,000 toward closing costs when financing with the seller's preferred lender (ask for details). Homes built this recently with this much space, modern finishes, and buyer incentives are hard to find at this price. Schedule your private showing today before this opportunity is gone!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,222
Sqft
0.21 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,338 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,338/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.7%
$/sqft vs SIENA RESERVE
$191 vs $294
Days on market
99 vs 46 typical
Where $191/sqft sits among the 13 homes for sale in SIENA RESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $392K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
2 of 13
SIENA RESERVE have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 5533 VIGO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$455,000
23124 SW 130th Ave, Miami FL 33170 · same community
4 bd · 2.5 ba · 1,827 sqft · $249/sqft · 18 DOM
Sold · Apr ’26$435,000
12972 SW 233rd Ter, Homestead FL 33032 · same community
3 bd · 2.5 ba · 1,545 sqft · $282/sqft · 90 DOM
Sold · Dec ’25$380,000
23517 SW 127th Pl, Homestead FL 33032 · same community
3 bd · 3 ba · 1,328 sqft · $286/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5533 VIGO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5533 VIGO LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5533 VIGO LOOP FAQs
What would the monthly payment be for 5533 VIGO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,338/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5533 VIGO LOOP?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5533 VIGO LOOP?+
The most recent tax bill on record (2025) was $5,019. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5533 VIGO LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $425,000, this home is priced right at the St Cloud median.
Which schools are assigned to 5533 VIGO LOOP?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX PREMIER PROPERTIES · Julio Salgado. MLS #S5149624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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