799 SW WHITE CLOUD STREET SW, PALM BAY, FL, 32908
Active95 days on marketListed May 8, 2026MLS #S5149507
About this home
799 SW WHITE CLOUD STREET SW
Virtually Staged. Buyers! The seller is offering to cover closing costs for every buyer who finances through our preferred lender. Plus, we are proud to offer the Heroes Program, allowing qualified First Respond with minimum down. to purchase with Modern Retreat | 15 Mins from the Beach | RV & Boat Friendly Experience the perfect blend of modern luxury and coastal convenience. This meticulously designed, move-in-ready home offers an elevated living experience with high-end finishes and an unbeatable location on a spacious corner lot. Architectural Elegance & Energy Efficiency Step inside to discover an airy, light-filled sanctuary. Boasting soaring 9.5-foot ceilings and stunning porcelain tile flooring throughout, this home is engineered for both beauty and efficiency. The natural light flow not only creates a vibrant atmosphere but also ensures significant energy savings. Chef’s Dream Kitchen The heart of the home is a "state-of-the-art" kitchen designed for the culinary enthusiast. It features: Premium Quartz Counter-tops with ample prep space. 42-inch Custom Cabinetry providing superior storage. High-End Stainless Steel Appliances. Spa-Inspired Bathrooms The Primary Suite is a true private getaway, featuring a smart toilet, an intelligent LED mirror, and a specialized massage shower enclosed in sleek glass. The Secondary Bathroom is equally impressive, offering a full bathtub, elegant wall-to-wall tile, and an illuminated vanity mirror. Outdoor Oasis & Prime Location Situated on a massive corner lot, this property offers a rare level of outdoor freedom. Bring the Toys: The oversize backyard is perfectly suited for parking your RV or boat. The Neighborhood: Located in a quiet, sought-after community. The Lifestyle: Just a 15-minute drive to the pristine sands of the beach. Key Features at a Glance: 3 Bedrooms | 2.5 Bathrooms 9.5’ Ceilings & Energy-Efficient Design Smart Home Technology in Bathrooms Full Tile Flooring (No Carpet) Large Corner Lot with RV/Boat Space Don’t miss the opportunity to own this modern masterpiece. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,789
Sqft
0.27 ac
Lot size
2
Garage
2026
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,667 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,667/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Palm Bay actives
$217 vs $207
Days on market
95 vs 42 typical
Where $217/sqft sits among the 371 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32908 — neighborhood snapshot
Population
14,970
Median age
38.3
Median income
$66,589
Median home value
$265,500
Avg household
3.08
Households w/ children
1,917
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
99 of 371
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 728% above the PALM BAY 32908 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 799 SW WHITE CLOUD STREET SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$345,000
521 GARBELMANN STREET SW · same community
4 bd · 2 ba · 1,800 sqft · $192/sqft · 277 DOM
Sold · Jun ’26$325,000
218 EVERGREEN STREET NE · same community
4 bd · 2 ba · 1,712 sqft · $190/sqft · 86 DOM
Sold · Mar ’26$205,000
731 DELANO AVENUE NW, Palm Bay FL 32907 · same community
3 bd · 2 ba · 1,618 sqft · $127/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 799 SW WHITE CLOUD STREET SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 799 SW WHITE CLOUD STREET SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
799 SW WHITE CLOUD STREET SW FAQs
What would the monthly payment be for 799 SW WHITE CLOUD STREET SW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,667/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 799 SW WHITE CLOUD STREET SW?+
The most recent tax bill on record (2025) was $536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Bay?+
At $389,000, this home is listed about 11% above the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 799 SW WHITE CLOUD STREET SW?+
Jupiter Elementary School (elementary), Southwest Middle School (middle), Heritage High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUSILIER REALTY GROUP HARMONY. MLS #S5149507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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