1970 SE 23RD TERRACE, HOMESTEAD, FL, 33035
Active87 days on marketListed May 8, 2026MLS #S5149487
About this home
1970 SE 23RD TERRACE
Excellent opportunity in one of Homestead’s desirable gated communities! Priced aggressively for a quick sale, this property is perfect for homeowners looking to personalize their space or investors seeking strong upside potential. The home needs some TLC and cosmetic updates, but nothing major just the right opportunity to add value and build equity. Spacious layout with endless possibilities for customization. Enjoy resort-style community amenities including 24-hour guarded security, gated entrance, clubhouse, pool, gym, tennis courts, handball court, BBQ area, dog park, and a beautiful butterfly garden for relaxing walks and outdoor enjoyment. Conveniently located near major highways, shopping centers, restaurants, schools, and entertainment. Whether you are looking for your next home, an investment property, or a value-add opportunity, this property offers incredible potential at an unbeatable price. Don’t miss out!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,431
Sqft
0.04 ac
Lot size
2006
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,880 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,880/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TOWNGATE NORTH
$196 vs $188
Days on market
87 vs 1 typical
Where $196/sqft sits among the 12 homes for sale in TOWNGATE NORTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homestead
Get to know Homestead. See the full Homestead guide →
HOMESTEAD 33035 — neighborhood snapshot
Population
18,756
Median age
35.6
Median income
$67,601
Median home value
$310,500
Avg household
2.95
Households w/ children
2,888
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homestead market
$490K → $428K
Homestead median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
0 of 12
TOWNGATE NORTH have cut their price
Median sold price, Homestead, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the HOMESTEAD 33035 median. See the full Homestead market guide →
Paper trail
This home's history
Reality check
What actually sold near 1970 SE 23RD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$283,000
2352 SE 21st St, Homestead FL 33035 · same community
2 bd · 2.5 ba · 1,431 sqft · $198/sqft · 202 DOM
Sold · May ’26$258,000
1958 SE 24th Ter, Homestead FL 33035 · same community
2 bd · 2.5 ba · 1,431 sqft · $180/sqft · 56 DOM
Sold · Oct ’25$295,000
2444 SE 19th Ct, Homestead FL 33035 · same community
2 bd · 2.5 ba · 1,431 sqft · $206/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1970 SE 23RD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1970 SE 23RD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1970 SE 23RD TERRACE FAQs
What would the monthly payment be for 1970 SE 23RD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,880/mo — principal and interest, the actual property-tax bill, the $680/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1970 SE 23RD TERRACE?+
The association fee works out to $680 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1970 SE 23RD TERRACE?+
The most recent tax bill on record (2025) was $3,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1970 SE 23RD TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homestead?+
At $279,990, this home is listed about 34% below the Homestead median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1970 SE 23RD TERRACE?+
Gateway Environmental K-8 Learning Center (elementary), Homestead Senior High School (high), Homestead Middle School (middle), Title I Migrant Education Program (), Instructional Center System Wide (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,990 runs 24% above the HOMESTEAD 33035 median.
02Know the monthly fee
The association fee is $680/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
87 days on market against a Homestead median of 1 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of NAIM REAL ESTATE LLC · Yesenia Aviles Rivera. MLS #S5149487.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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