David Ramirez
$279,000$328,0002 bd1 ba1,304 sqft$214 /sqft$2,091 /mo all-in ↓

7799 46TH AVE N, ST PETERSBURG, FL, 33709

Active89 days on marketListed May 6, 2026MLS #S5149381

Reduced $49KSingle Family ResidencePINELLAS FARMS

About this home

7799 46TH AVE N

Charming coastal retreat just 7 minutes from Madeira Beach! This beautifully updated 2-bedroom, 1-bath home features warm hardwood flooring, a modern kitchen with stainless steel appliances and granite countertops, bright open living spaces, and a private covered patio perfect for relaxing or entertaining. Conveniently located near beaches, dining, shopping, and entertainment. AC IS 2 YEARS OLD AND NEWER ROOF AS WELL.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,304

Sqft

0.09 ac

Lot size

1

Garage

1938

Year built

One

Levels

$214

Per sqft

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

Taxes (2026)$1,981/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,091 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2026 actual bill$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,091/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$268KedgeAI estimate $338,641 · range $294K$514K$535K

vs edgeAI estimate

−17.6%

$/sqft vs PINELLAS FARMS

$214 vs $249

Days on market

89 vs 54 typical

Where $214/sqft sits among the 7 homes for sale in PINELLAS FARMS

2 · this home
2
0
1
1
1
$193–229$229–265$265–300$300–336$336–372$372+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 7799 46TH AVE N

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$420K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

4 of 7

PINELLAS FARMS have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,000 $49K
May 6, 2026Listed at $328,000 · 89 days on market since
1938Built · PINELLAS FARMS

Reality check

What actually sold near 7799 46TH AVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4645 80TH STREET NSold · Nov ’25

$345,000

4645 80TH STREET N · same community

3 bd · 2 ba · 1,200 sqft · $288/sqft · 10 DOM

11014 58TH STREET NSold · Dec ’25

$235,000

11014 58TH STREET N · same community

3 bd · 2 ba · 1,124 sqft · $209/sqft · 7 DOM

7712 40TH TERRACE NSold · May ’26

$360,000

7712 40TH TERRACE N · same community

3 bd · 2 ba · 1,123 sqft · $321/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7799 46TH AVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7799 46TH AVE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7799 46TH AVE N FAQs

What would the monthly payment be for 7799 46TH AVE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7799 46TH AVE N?+

The most recent tax bill on record (2026) was $1,981. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $279,000, this home is listed about 37% below the St Petersburg median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 7799 46TH AVE N?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BOARDWALK REALTY ASSOCIATES, LLC · Andrea Mercado. MLS #S5149381.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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