David Ramirez
Pending
$337,500$380,0003 bd2.5 ba2,059 sqft$164 /sqft$3,247 /mo all-in ↓

8334 RIVERDALE LANE UNIT 10320, DAVENPORT, FL, 33896

Pending93 days on marketListed May 6, 2026MLS #S5149344

Priced 10% below the DAVENPORT 33896 medianReduced $43KCondominiumMANDALAY AT BELLA TRAE CONDO PH 16 BLDG 20

About this home

8334 RIVERDALE LANE UNIT 10320

Wow! Location is Everything! Experience resort-style living just minutes from Disney, world-class dining, shopping, and all that Central Florida offers! This beautifully upgraded 3-bedroom, 2.5-bath residence is located within the highly sought-after gated community of Bella Trae in Champions Gate and features over $70,000 in recent improvements. The thoughtfully designed open-concept floor plan seamlessly connects the kitchen, dining area, family room, and screened lanai, creating the perfect space for both everyday living and entertaining. The stunning remodeled kitchen showcases 42-inch cabinetry with crown molding, wine rack and stemware storage, an impressive 110” x 52” quartz island with abundant cabinetry and drawers, a 36-inch stainless steel farmhouse sink, stainless steel appliances, a 30-inch glass range hood, double convection oven range, and a 24-inch under-counter beverage center. Exceptional storage throughout makes this kitchen as functional as it is beautiful. All three bathrooms have been tastefully updated. The spacious primary suite features a custom vanity, soaking tub, oversized walk-in shower, and a large walk-in closet with ample room for clothing, shoes, and accessories. Need a home office, den, or additional flex space? The dining area offers the potential for conversion to suit your lifestyle needs. Additional upgrades include plantation shutters and a newer HVAC system. Step outside to the screened lanai, complete with three ceiling fans and peaceful conservation views, providing the perfect setting to relax and unwind. The HOA includes roof maintenance, exterior building maintenance, and landscaping, allowing for low-maintenance living. Residents of Bella Trae enjoy an active lifestyle with a 12,500-square-foot clubhouse featuring a state-of-the-art fitness center, yoga and exercise room, locker rooms, meeting rooms, billiards room, and a full calendar of social events. Outdoor amenities include a beautifully landscaped zero-entry resort-style pool, covered outdoor kitchen with grills, fire pit area, tennis courts, and pickleball courts. Conveniently located near Champions Gate’s shopping, grocery stores, restaurants, medical facilities, and major highways, with easy access to Disney, Universal, Orlando International Airport, and Central Florida attractions. Live the Central Florida Lifestyle! Garage Refrigerator conveys.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,059

Sqft

0.03 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$164

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Luxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorPrivate Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$621/mo
Taxes (2025)$3,961/yr
PetsBreed Restrictions
CommunityClubhouse · Community Mailbox · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,247 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,987
FHA mortgage insurance (est.)$149
Property tax — 2025 actual bill$330
Condo fee — from the listing$621
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,813Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,813
Interest rate6.00%
Loan term

Estimated payment

$3,247/mo

Principal & interest$1,987
FHA mortgage insurance (est.)$149
Property taxes (actual bill)$330
HOA / condo fee$621
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $338K
$295KedgeAI estimate $320,434 · range $308K$353K$367K

vs edgeAI estimate

+5.3%

$/sqft vs Davenport actives

$164 vs $190

Days on market

93 vs 53 typical

Where $164/sqft sits among the 400 Davenport actives

66 · this home
109
93
52
44
36
$148–166$166–185$185–203$203–222$222–240$240+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Championsgate Village

Map of 8334 RIVERDALE LANE UNIT 10320 inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando26 min
Downtown Orlando32 min
Orlando Int’l Airport (MCO)37 min
Downtown Tampa62 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Davenport. See the full Davenport guide →

Championsgate Village — neighborhood snapshot

Population

1,476

Median age

26

Median income

$56,908

Median home value

$216,477

Avg household

3

Households w/ children

57%

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

162 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the DAVENPORT 33896 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $337,500 $43K
May 6, 2026Listed at $380,000 · 93 days on market since
2007Built · MANDALAY AT BELLA TRAE CONDO PH 16 BLDG 20

Reality check

What actually sold near 8334 RIVERDALE LANE UNIT 10320

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1403 MILLEDGE LANE UNIT 10262Sold · Jul ’26

$337,000

1403 MILLEDGE LANE UNIT 10262

3 bd · 2.5 ba · 2,059 sqft · $164/sqft · 2 DOM

8124 ROSEVILLE ROADSold · May ’26

$347,000

8124 ROSEVILLE ROAD

4 bd · 3.5 ba · 2,060 sqft · $168/sqft · 4 DOM

8102 ROSEVILLE ROADSold · Jul ’26

$335,000

8102 ROSEVILLE ROAD

4 bd · 3.5 ba · 2,060 sqft · $163/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8334 RIVERDALE LANE UNIT 10320 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8334 RIVERDALE LANE UNIT 10320 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8334 RIVERDALE LANE UNIT 10320 FAQs

What would the monthly payment be for 8334 RIVERDALE LANE UNIT 10320?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,247/mo — principal and interest, the actual property-tax bill, the $621/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8334 RIVERDALE LANE UNIT 10320?+

The association fee works out to $621 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8334 RIVERDALE LANE UNIT 10320?+

The most recent tax bill on record (2025) was $3,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8334 RIVERDALE LANE UNIT 10320?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $337,500, this home is listed about 13% below the Davenport median of $389,999. The market section on this page shows how the area is trending.

Which schools are assigned to 8334 RIVERDALE LANE UNIT 10320?+

Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DAVENPORT 33896 market on paper

$337,500 is 10% below the DAVENPORT 33896 median of $375,000, and at $164/sqft it sits under the Davenport average of $196.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $621/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04The price has already moved

Listed at $380,000, now $337,500 — a $43K cut. The full history is in the market section below.

Listing courtesy of BETTER HOMES & GARDENS LIFESTYLES REALTY · Dana Hall-Bradley. MLS #S5149344.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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