David Ramirez
$259,9002 bd2 ba1,584 sqft$164 /sqft$1,882 /mo all-in ↓

11352 W BAYSHORE DRIVE, CRYSTAL RIVER, FL, 34429

Active78 days on marketListed May 8, 2026MLS #S5149232

WaterfrontCondominiumTHERETO SUB

About this home

11352 W BAYSHORE DRIVE

Newly renovated from top to bottom is the beautiful villa style condo located in the community of The Islands at Dixie Shores. This home is surrounded by a 30,000 acre crystal river preserve with its own private dock which allows you direct gulf access! This home features a two bedroom with a large living room and a beautiful Florida style room with lots of windows. Metal roof as of 2021. Brand new stainless steel appliances, beautiful cabinets and countertops with tile throughout the home. This is site #51. The condo fees include building insurance including flood, community pool with tennis, clubhouse, and property manager, trash removal, lawn care, cable, wifi, and exterior building maintenance! Home is vacant ready for its new owner. Come fall in love with this amazing home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,584

Sqft

0.04 ac

Lot size

1974

Year built

One

Levels

$164

Per sqft

Waterfront

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

Taxes (2025)$925/yr
PetsBreed Restrictions
CommunityNone

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,882 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$77
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,097
Interest rate6.00%
Loan term

Estimated payment

$1,882/mo

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$77
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$140KedgeAI estimate $162,933 · range $145K$211K$270K

vs edgeAI estimate

+59.5%

$/sqft vs Crystal River actives

$164 vs $215

Days on market

78 vs 65 typical

Where $164/sqft sits among the 144 Crystal River actives

57 · this home
35
20
11
8
13
$111–184$184–258$258–331$331–404$404–478$478+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Crystal River

Map of 11352 W BAYSHORE DRIVE

Get to know Crystal River. See the full Crystal River guide →

CRYSTAL RIVER 34429 — neighborhood snapshot

Population

9,494

Median age

63.7

Median income

$57,716

Median home value

$220,300

Avg household

2.14

Households w/ children

490

For the school run

Citrus County School District

MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★
ElementaryCrystal River Primary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer8.3 months of inventoryBuyer’s market

$315K$235K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

75 of 144

Crystal River actives have cut their price

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

May 8, 2026Listed at $259,900 · 78 days on market since
1974Built · THERETO SUB

Reality check

What actually sold near 11352 W BAYSHORE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11550 W BAYSHORE DRIVE UNIT 20Sold · Jun ’26

$190,000

11550 W BAYSHORE DRIVE UNIT 20

2 bd · 2 ba · 1,584 sqft · $120/sqft · 194 DOM

11562 W BAYSHORE DRIVESold · Jul ’26

$95,000

11562 W BAYSHORE DRIVE

2 bd · 2 ba · 1,584 sqft · $60/sqft · 21 DOM

11586 W BAYSHORE DRIVE UNIT 14Sold · May ’26

$210,000

11586 W BAYSHORE DRIVE UNIT 14

2 bd · 2 ba · 1,584 sqft · $133/sqft · 86 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11352 W BAYSHORE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11352 W BAYSHORE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11352 W BAYSHORE DRIVE FAQs

What would the monthly payment be for 11352 W BAYSHORE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,882/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11352 W BAYSHORE DRIVE?+

The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11352 W BAYSHORE DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Crystal River?+

At $259,900, this home is listed about 19% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.

Which schools are assigned to 11352 W BAYSHORE DRIVE?+

Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FLORIDA REALTY RESULTS LLC · Jaime Galeoto. MLS #S5149232.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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