David Ramirez
$249,0003 bd2 ba1,214 sqft$205 /sqft$2,129 /mo all-in ↓

42 PINE ISLAND CIRCLE, KISSIMMEE, FL, 34743

Active87 days on marketListed May 4, 2026MLS #S5149128

TownhousePINE ISLAND VILLAS AT BVL

About this home

42 PINE ISLAND CIRCLE

Beautiful 2 story Townhouse with a canal view!! Original owners and very well maintained property. Great floor plan that offers a living/dining room combination connecting to the screened porch and the peaceful view of the backyard, great for entertaining friends and family. The fully equipped kitchen has lots of cabinet space, closet pantry, all newer appliances, eat-in space, and breakfast bar. The large primary bedroom offers a big walk-in closet and a spacious en-suite bathroom with split dual sinks and tub with shower. Primary bedroom downstairs, two additional bedrooms and second bathroom upstairs. Laundry room closet is located on second floor, ceramic title throughout the first floor, carpet upstairs, high ceilings, roof installed in 2016. Spacious screened back porch. Conveniently located - take a short walk to shopping, dining, banks, and gym. You will have easy access to FL Turnpike, 417, and Orlando International Airport (MCO), only minutes to all area major attractions. Must see!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,214

Sqft

0.03 ac

Lot size

1988

Year built

Two

Levels

$205

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Closet · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ExteriorFrench Doors · Lighting · Sliding Doors · Storage

Community & fees

HOA fee$150/mo
Taxes (2025)$2,918/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,129 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$243
HOA fee — from the listing$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$2,129/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$243
HOA / condo fee$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$236KedgeAI estimate $249,948 · range $246K$260K$270K

vs edgeAI estimate

−0.4%

$/sqft vs Kissimmee actives

$205 vs $207

Days on market

87 vs 45 typical

Where $205/sqft sits among the 400 Kissimmee actives

91
123 · this home
93
45
19
29
$152–181$181–209$209–238$238–266$266–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kissimmee

Map of 42 PINE ISLAND CIRCLE

Drive times from this address

Orlando Int’l Airport (MCO)20 min
Universal Orlando22 min
Walt Disney World23 min
Downtown Orlando23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

KISSIMMEE 34743 — neighborhood snapshot

Population

40,656

Median age

38

Median income

$59,186

Median home value

$277,700

Avg household

3.35

Households w/ children

4,224

For the school run

Osceola County School District

MiddleParkway Middle School★★★★
ElementaryBoggy Creek Elementary School★★★★
HighGateway High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

160 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the KISSIMMEE 34743 median. See the full Kissimmee market guide →

Paper trail

This home's history

May 4, 2026Listed at $249,000 · 87 days on market since
1988Built · PINE ISLAND VILLAS AT BVL

Reality check

What actually sold near 42 PINE ISLAND CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

72 PINE ISLAND CIRCLESold · Aug ’25

$280,000

72 PINE ISLAND CIRCLE · same community

3 bd · 2 ba · 1,214 sqft · $231/sqft · 27 DOM

68 PINE ISLAND CIRCLESold · Dec ’25

$237,500

68 PINE ISLAND CIRCLE · same community

2 bd · 2 ba · 938 sqft · $253/sqft · 18 DOM

49 SILVER PARK CIRCLESold · Jan ’26

$239,900

49 SILVER PARK CIRCLE

3 bd · 2 ba · 1,214 sqft · $198/sqft · 117 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 42 PINE ISLAND CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 42 PINE ISLAND CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

42 PINE ISLAND CIRCLE FAQs

What would the monthly payment be for 42 PINE ISLAND CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,129/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 42 PINE ISLAND CIRCLE?+

The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 42 PINE ISLAND CIRCLE?+

The most recent tax bill on record (2025) was $2,918. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 42 PINE ISLAND CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $249,000, this home is listed about 34% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 42 PINE ISLAND CIRCLE?+

Parkway Middle School (middle), Boggy Creek Elementary School (elementary), Gateway High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER SOLOMON · Susy Ortiz. MLS #S5149128.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Kissimmee homes, in your inbox

Like 42 PINE ISLAND CIRCLE but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 30, 2026 at 10:21 PM UTC. The listing information on this page last changed on July 30, 2026 at 10:21 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 30, 2026 at 10:21 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 30, 2026 at 10:21 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.