David Ramirez
Short-Term Rental Eligible
$525,0006 bd5.5 ba2,834 sqft$185 /sqft$4,178 /mo all-in ↓

120 MADIERA BEACH BOULEVARD, KISSIMMEE, FL, 34746

Active96 days on marketListed May 3, 2026MLS #S5149098

Private poolSingle Family ResidenceTERRA VERDE

About this home

120 MADIERA BEACH BOULEVARD

Welcome to this beautifully designed modern home offering space, comfort, and privacy. Currently being operated as an extremely successful vacation rental, the home is being sold turnkey and ready to generate income from day one with forward bookings to convey if desired! Recent major upgrades provide peace of mind, including a new roof (2020), brand-new AC system downstairs (2025), and water heater (2026). Luxury vinyl plank flooring runs throughout the home (August 2024), combining durability with modern style. Featuring a stunning oversized pool deck with no rear neighbors, this property is perfect for living the Florida lifestyle; entirely screened, there is generous space for lounging, enjoying outdoor meals and delighting in the large, heated pool. Facing west it benefits from sunshine throughout the afternoon and evening. Inside, you’ll find a bright and open-concept layout with double-height living areas that create an airy, luxurious feel. The home includes three separate living spaces, ideal for large families or hosting guests, along with a dedicated workspace for remote work or study. The first living room is situated at the entrance, welcoming you into the home and seamlessly blending into the dining area. This leads us to the kitchen which is both functional and inviting, complete with all stainless-steel appliances, granite countertops, a large pantry, and a sunny breakfast nook overlooking the pool area through the expanse of sliding glass doors. The second living area spans the rear of the home, also benefiting from views out to the pool area and abundant natural light thanks to the second set of sliding glass doors behind. The property boasts 6 bedrooms and 5.5 bathrooms with a rare find of 3 bedrooms that could be classed as a Master/primary, as each have their own private ensuite bathroom. The first bedroom is situated on the ground floor and has a walk-in closet and ensuite bathroom with garden tub, elongated vanity space, separate shower stall and separate toilet space. On the first floor you will find the further 5 bedrooms spaced out around the expansive loft area, providing privacy to each resident, with the third living area being a very popular feature with vacation rental guests. To the far left you’ll find another of the large bedrooms with its private ensuite, to the far right down its own corridor you’ll find the third bedroom with own ensuite and walk-in closet. This floor also has the further three bedrooms, sharing two bathrooms, which are interspersed across the landing area. An additional highlight of this home is the fully equipped games room with its own independent AC meaning it is one of very few in the area that can be used all year round in comfort. Located in the stunning Terra Verde Resort you are just 1 minute walk from all of the fantastic amenities this community offers. The beautiful pool area, with large sundeck and chaise lounges, hot tub and on-site Tiki Bar benefit from serene views over the community’s private lake. There is also a game room with an arcade, child’s playground, beach volleyball, basketball court, and fitness center. You or your guests have endless options; relaxing and recharging in the hot tub, detoxing from stress in the sauna, or unwinding poolside with a beverage from the Tiki Bar!

Facts & features

The home at a glance

6

Bedrooms

5.5

Bathrooms

2,834

Sqft

0.13 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$185

Per sqft

Private poolTurnkey

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ParkingConverted Garage
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$100/mo
Taxes (2025)$7,139/yr
PetsBreed Restrictions, Number Limit, Size Limit
CommunityFishing · Lake · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · No Truck/RV/Motorcycle Parking · Playground · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$595
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$4,178/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$595
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$464KedgeAI estimate $497,577 · range $483K$538K$560K

vs edgeAI estimate

+5.5%

$/sqft vs TERRA VERDE

$185 vs $209

Days on market

96 vs 52 typical

Where $185/sqft sits among the 6 homes for sale in TERRA VERDE

2 · this home
1
2
0
0
1
$174–190$190–206$206–221$221–237$237–253$253+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Terra Verde, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityTerra Verde
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price4.8%
Homes for rent right now985

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

The Kissimmee short-term market

▼ Softening

50%

Occupancy

▼ 32% yr/yr

$296

Avg nightly rate

▲ 15% yr/yr

$35K/yr

Revenue per listing

$148

RevPAR

63 days

Booking lead time

5.5 nights

Avg stay

3

Typical min nights

10,047

Active rentals

▲ 12% supply

Seasonality — monthly occupancy

Peaks at 58% in Feb · bottoms at 38% in Jun

50%
58%
58%
56%
46%
38%
56%
49%
43%
47%
48%
50%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Kissimmee — the projection above is specific to this home’s size.

Where it sits

Inside Terra Verde

Map of 120 MADIERA BEACH BOULEVARD inside its neighborhood boundary

Drive times from this address

Walt Disney World17 min
Universal Orlando23 min
Downtown Orlando29 min
Orlando Int’l Airport (MCO)32 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Terra Verde is a short-term-rental community. See the full guide →

Terra Verde — neighborhood snapshot

Population

689

Median age

33

Median income

$86,250

Median home value

$337,300

Avg household

3

Households w/ children

116

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementarySunrise Elementary School★★★★★
HighPoinciana High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

5 of 6

TERRA VERDE have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →

Paper trail

This home's history

May 3, 2026Listed at $525,000 · 96 days on market since
2003Built · TERRA VERDE

Reality check

What actually sold near 120 MADIERA BEACH BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

155 HIDEAWAY BEACH LANESold · Jan ’26

$455,000

155 HIDEAWAY BEACH LANE · same community

6 bd · 5.5 ba · 2,834 sqft · $161/sqft · 177 DOM

136 MADIERA BEACH BOULEVARDSold · Dec ’25

$459,000

136 MADIERA BEACH BOULEVARD · same community

5 bd · 3 ba · 2,291 sqft · $200/sqft · 293 DOM

197 HIDEAWAY BEACH LANESold · Jul ’26

$351,000

197 HIDEAWAY BEACH LANE · same community

4 bd · 2 ba · 1,542 sqft · $228/sqft · 202 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 120 MADIERA BEACH BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 120 MADIERA BEACH BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

120 MADIERA BEACH BOULEVARD FAQs

What would the monthly payment be for 120 MADIERA BEACH BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,178/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 120 MADIERA BEACH BOULEVARD?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 120 MADIERA BEACH BOULEVARD?+

The most recent tax bill on record (2025) was $7,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 120 MADIERA BEACH BOULEVARD be rented short-term?+

Yes — this home sits inside Terra Verde, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 120 MADIERA BEACH BOULEVARD?+

The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $525,000, this home is listed about 39% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 120 MADIERA BEACH BOULEVARD?+

Kissimmee Middle School (middle), Sunrise Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 50% above the KISSIMMEE 34746 median — but at 2,834 sqft it's also 56% larger than the typical Kissimmee listing.

02Zoned for nightly rentals

Terra Verde is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

Listing courtesy of HOUSE PROUD REALTY · Charlotte Wallace. MLS #S5149098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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