David Ramirez
$210,0003 bd1 ba1,060 sqft$198 /sqft$2,055 /mo all-in ↓

1665 TEAGAN LANE, WINTER HAVEN, FL, 33884

Active85 days on marketListed Apr 30, 2026MLS #S5148760

Priced 26% below the WINTER HAVEN 33884 medianSingle Family ResidencePEACE CRK RESERVE

About this home

1665 TEAGAN LANE

Welcome to your next chapter in beautiful Winter Haven! This charming home offers the perfect blend of comfort, convenience, and value—an ideal opportunity whether you're a first-time buyer, downsizing, or looking to invest. Step inside to discover a bright and inviting layout designed for everyday living. The home features well-proportioned living spaces filled with natural light, creating a warm and welcoming atmosphere from the moment you walk in. The kitchen offers ample cabinet space and functionality, perfect for both casual meals and entertaining guests. Enjoy relaxing mornings or peaceful evenings in your private outdoor space, with room to personalize and make it your own. Nestled in a desirable location, this property provides easy access to shopping, dining, schools, and major roadways—making your daily commute and errands a breeze. Offered at just $210,000, this is an incredible opportunity to own a home in a growing and sought-after area of Winter Haven. Don’t miss your chance to make this property yours—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,060

Sqft

0.11 ac

Lot size

1

Garage

2024

Year built

One

Levels

$198

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range
InteriorIn Wall Pest System · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System

Community & fees

HOA fee$78/mo
Taxes (2025)$5,853/yr
PetsYes
CommunityPlayground · Pool

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Fiber Optics · Public · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,055 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$488
HOA fee — from the listing$78
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$2,055/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$488
HOA / condo fee$78
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of 1665 TEAGAN LANE

Drive times from this address

Walt Disney World55 min
Universal Orlando65 min
Downtown Orlando71 min
Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

Apr 30, 2026Listed at $210,000 · 85 days on market since
2024Built · PEACE CRK RESERVE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1665 TEAGAN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1665 TEAGAN LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1665 TEAGAN LANE FAQs

What would the monthly payment be for 1665 TEAGAN LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,055/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1665 TEAGAN LANE?+

The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1665 TEAGAN LANE?+

The most recent tax bill on record (2025) was $5,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1665 TEAGAN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $210,000, this home is listed about 26% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1665 TEAGAN LANE?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Belkis Garcia. MLS #S5148760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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