David Ramirez
$465,000$495,0003 bd2 ba1,628 sqft$286 /sqft$3,762 /mo all-in ↓

2281 OAKINGTON STREET, WINTER GARDEN, FL, 34787

Active102 days on marketListed Apr 23, 2026MLS #S5148475

Priced 12% below the WINTER GARDEN 34787 medianReduced $30KSingle Family ResidenceSTONEYBROOK WEST 47/78

About this home

2281 OAKINGTON STREET

Move-in ready home located in the highly desirable guard-gated community of Stoneybrook West. This well-maintained property offers a bright and open layout with a functional split-bedroom floor plan designed for comfortable everyday living. The spacious primary suite features a walk-in closet, dual vanities, soaking tub, separate shower, A flexible bonus area just off the suite can easily serve as a home office, nursery, or additional bedroom. The kitchen provides ample storage and flows seamlessly into the main living space, making it ideal for both daily use and entertaining. The family room is highlighted by a cozy fireplace, adding warmth and charm. Enjoy the fully screened backyard with plenty of room to relax or entertain outdoors. Stoneybrook West residents have access to resort-style amenities, including lake access, multiple sports courts, a community pool, playground, fitness center, and an active Town Centre. Conveniently located near shopping, dining, and major highways, this home offers both lifestyle and location.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,628

Sqft

0.13 ac

Lot size

2

Garage

2003

Year built

One

Levels

$286

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorNinguno
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock · Slab
FacesNorth
ExteriorRain Gutters

Community & fees

HOA fee$240/mo
Taxes (2025)$5,033/yr
PetsYes
CommunityDock · Fishing · Association Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,762 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property tax — 2025 actual bill$419
HOA fee — from the listing$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,275
Interest rate6.00%
Loan term

Estimated payment

$3,762/mo

Principal & interest$2,737
FHA mortgage insurance (est.)$206
Property taxes (actual bill)$419
HOA / condo fee$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $465K
$419KedgeAI estimate $463,441 · range $436K$509K$530K

vs edgeAI estimate

+0.3%

$/sqft vs Winter Garden actives

$286 vs $260

Days on market

102 vs 31 typical

Where $286/sqft sits among the 400 Winter Garden actives

59
118
119 · this home
45
27
32
$171–213$213–256$256–298$298–341$341–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stoneybrook West

Map of 2281 OAKINGTON STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando23 min
Walt Disney World26 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

Stoneybrook West — neighborhood snapshot

Population

3,360

Median age

46

Median income

$126,768

Median home value

$394,860

Avg household

3

Households w/ children

533

For the school run

Orange County School District

ElementaryWhispering Oak Elementary★★★★★
MiddleSunridge Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

162 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $465,000 $30K
Apr 23, 2026Listed at $495,000 · 102 days on market since
2003Built · STONEYBROOK WEST 47/78

Reality check

What actually sold near 2281 OAKINGTON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14645 TULLAMORE LOOPSold · Jul ’26

$455,000

14645 TULLAMORE LOOP

3 bd · 2 ba · 1,703 sqft · $267/sqft · 6 DOM

1922 SHERBOURNE STREETSold · Mar ’26

$410,500

1922 SHERBOURNE STREET

3 bd · 2.5 ba · 1,717 sqft · $239/sqft · 38 DOM

13029 TRANQUIL WATER ALLEYSold · Oct ’25

$526,000

13029 TRANQUIL WATER ALLEY

3 bd · 2.5 ba · 1,836 sqft · $286/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2281 OAKINGTON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2281 OAKINGTON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2281 OAKINGTON STREET FAQs

What would the monthly payment be for 2281 OAKINGTON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,762/mo — principal and interest, the actual property-tax bill, the $240/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2281 OAKINGTON STREET?+

The association fee works out to $240 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2281 OAKINGTON STREET?+

The most recent tax bill on record (2025) was $5,033. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2281 OAKINGTON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $465,000, this home is listed about 21% below the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 2281 OAKINGTON STREET?+

Whispering Oak Elementary (elementary), Sunridge Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER GARDEN 34787 market on paper

$465,000 is 12% below the WINTER GARDEN 34787 median of $530,000.

02Time on market is leverage

102 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Whispering Oak Elementary, Sunridge Middle, West Orange High — Whispering Oak Elementary rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $495,000, now $465,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of MULTI CHOICE REALTY LLC · Huizi Li. MLS #S5148475.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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