683 JOHN HANCOCK LANE, WEST MELBOURNE, FL, 32904
Active108 days on marketListed Apr 15, 2026MLS #S5147941
About this home
683 JOHN HANCOCK LANE
Back on the market due to no fault of the home, Buyer was denied financing 2 days before closing! Welcome to this beautifully updated 2 bedroom 2 bath POOL home perfectly situated on a quiet cul-de-sac in a well established neighborhood with NO HOA. From the moment you arrive you'll appreciate the homes great curb appeal and inviting presence. Inside the home has been thoughtfully updated offering peace of mind with a newer roof and HVAC system, updated windows, new pool pump and timer and a new water heater. The layout of the home is both comfortable and functional, ideal for everyday living or entertaining. Step outside to your private backyard oasis featuring a sparkling pool with a screen cage, fully fenced in backyard and a charming tool shed, perfect for stage or weekend projects. The single car garage offers added versatility with a space for a hobby room or home office to fit your lifestyle needs. This home blends comfort updates and has the ideal location in West Melbourne putting you in close proximity to shopping, restaurants, medical care and even beautiful Melbourne Beach.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,225
Sqft
0.2 ac
Lot size
1
Garage
1976
Year built
One
Levels
$249
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs West Melbourne actives
$249 vs $190
Days on market
108 vs 17 typical
Where $249/sqft sits among the 8 West Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside West Melbourne
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know West Melbourne. See the full West Melbourne guide →
WEST MELBOURNE 32904 — neighborhood snapshot
Population
36,885
Median age
41.2
Median income
$86,943
Median home value
$334,400
Avg household
2.62
Households w/ children
4,078
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Melbourne market
$480K → $439K
West Melbourne median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
4 of 8
West Melbourne actives have cut their price
Median sold price, West Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the WEST MELBOURNE 32904 median. See the full West Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 683 JOHN HANCOCK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$270,000
139 W LAILA DRIVE
3 bd · 2 ba · 1,232 sqft · $219/sqft · 51 DOM
Sold · Aug ’25$253,000
904 HALL STREET
3 bd · 2 ba · 1,368 sqft · $185/sqft · 9 DOM
Sold · Feb ’26$199,311
3009 SW ELIZABETH ST
3 bd · 2 ba · 1,471 sqft · $135/sqft · 399 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 683 JOHN HANCOCK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 683 JOHN HANCOCK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
683 JOHN HANCOCK LANE FAQs
What would the monthly payment be for 683 JOHN HANCOCK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 683 JOHN HANCOCK LANE?+
The most recent tax bill on record (2025) was $3,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 683 JOHN HANCOCK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Melbourne?+
At $305,000, this home is listed about 5% below the West Melbourne median of $322,490. The market section on this page shows how the area is trending.
Which schools are assigned to 683 JOHN HANCOCK LANE?+
Meadowlane Primary Elementary School (elementary), Meadowlane Intermediate Elementary School (elementary), Central Middle School (middle), Melbourne Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the WEST MELBOURNE 32904 market on paper
$305,000 is 34% below the WEST MELBOURNE 32904 median of $460,000.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
108 days on market against a West Melbourne median of 17 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Meadowlane Primary Elementary School, Meadowlane Intermediate Elementary School, Central Middle School, Melbourne Senior High School — Melbourne Senior High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $315,000, now $305,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HERITAGE REAL ESTATE AGENCY LLC · Christina Jordan Davis. MLS #S5147941.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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