David Ramirez
$899,000$995,0004 bd2.5 ba2,387 sqft$377 /sqft$6,244 /mo all-in ↓

7484 ESTUARY LAKE LOOP, CELEBRATION, FL, 34747

Active106 days on marketListed Apr 9, 2026MLS #S5147504

Reduced $96KSingle Family ResidenceCELEBRATION ISLAND VILLAGE PH 1B

About this home

7484 ESTUARY LAKE LOOP

Welcome to this stunning 4-bedroom, 2.5-bath home located in the highly sought-after town of Celebration. Built just 3 years ago and meticulously maintained, this home truly shows like new—fresh, modern, and completely move-in ready. Situated on a desirable corner lot, the property offers a rare extended driveway and a 2-car garage, providing ample parking space—something not often found in Celebration. The charming curb appeal immediately stands out, featuring a welcoming covered front porch, perfect for relaxing and enjoying the peaceful surroundings. Adjacent to the home is a beautifully maintained green space with lighting, offering a great spot to unwind or connect with neighbors. The fenced backyard is both cute and functional, offering plenty of room for pets or play, along with a covered lanai ideal for enjoying warm Florida evenings. Inside, you’re greeted by high ceilings, rich wood flooring throughout the main living areas, and a bright, open floor plan. A versatile downstairs room can be used as a home office, guest bedroom, or flex space to suit your needs. The kitchen is truly the heart of the home and a standout feature—complete with modern white shaker cabinets, elegant gold hardware, stainless steel appliances, upgraded pendant lighting, granite countertops, and a large center island with plenty of seating space. The gas stove with built-in double oven and stylish backsplash complete the space, while a generously sized pantry under the stairs adds extra convenience. There’s also a dedicated area for formal dining just off the kitchen. Upstairs, plush carpeting adds comfort, while the beautifully designed staircase with wood banister and wrought iron spindles provides a stylish transition between levels. The spacious primary suite features tray ceilings and a large private balcony—perfect for morning coffee or evening relaxation. The primary bathroom offers a spa-like feel with wood-look tile, dual vanities, a walk-in glass shower, and a large walk-in closet. The three additional bedrooms are all well-sized and located upstairs. The secondary bathroom includes dual sinks, granite countertops, and a tub with overhead shower, all finished with modern fixtures. Additional upgrades include 5-inch baseboards throughout and numerous high-end finishes that elevate the home’s overall style and comfort. Ideally located within walking distance to the new elementary school and the shops at Celebration Island Village, and just a short bike ride to the high school, this home also offers easy access to World Drive and I-4. Residents of Celebration enjoy a vibrant lifestyle centered around a picturesque downtown with boutique shopping, dining, and year-round events. From scenic walking and biking trails to community pools, parks, and golf, Celebration offers something for everyone. If you’re looking for a move-in ready home in Celebration with modern finishes, great outdoor space, and an unbeatable location—this one needs to be at the top of your list!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,387

Sqft

0.11 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$377

Per sqft

Pets allowed

Inside

FlooringCarpet
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesSouthwest
ExteriorGarden · Irrigation System

Community & fees

HOA fee$149/mo
Taxes (2025)$8,966/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,244 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property tax — 2025 actual bill$747
HOA fee — from the listing$149
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,900
Interest rate6.00%
Loan term

Estimated payment

$6,244/mo

Principal & interest$4,851
PMI (est., until 20% equity)$337
Property taxes (actual bill)$747
HOA / condo fee$149
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $899K
$799KedgeAI estimate $846,636 · range $832K$891K$935K

vs edgeAI estimate

+6.2%

$/sqft vs Celebration actives

$377 vs $346

Days on market

106 vs 48 typical

Where $377/sqft sits among the 74 Celebration actives

9
12
20
14 · this home
7
12
$210–257$257–303$303–350$350–397$397–444$444+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Celebration

Map of 7484 ESTUARY LAKE LOOP

Drive times from this address

Walt Disney World14 min
Universal Orlando25 min
Downtown Orlando31 min
Orlando Int’l Airport (MCO)35 min
Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Celebration. See the full Celebration guide →

The numbers that matter

The Celebration market

Seller’s marketLeans seller3.3 months of inventoryBuyer’s market

$618K$686K

Celebration median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

40 of 74

Celebration actives have cut their price

Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the Celebration median. See the full Celebration market guide →

Paper trail

This home's history

CurrentPrice reduced to $899,000 $96K
Apr 9, 2026Listed at $995,000 · 106 days on market since
2023Built · CELEBRATION ISLAND VILLAGE PH 1B

Reality check

What actually sold near 7484 ESTUARY LAKE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7409 INLET PTSold · Sep ’25

$820,000

7409 INLET PT · same community

5 bd · 3 ba · 2,437 sqft · $336/sqft · 124 DOM

7401 LEVEE LANESold · Sep ’25

$800,000

7401 LEVEE LANE · same community

5 bd · 3 ba · 2,274 sqft · $352/sqft · 761 DOM

1850 TREASURE COVESold · Aug ’25

$899,000

1850 TREASURE COVE · same community

4 bd · 3 ba · 2,627 sqft · $342/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7484 ESTUARY LAKE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7484 ESTUARY LAKE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7484 ESTUARY LAKE LOOP FAQs

What would the monthly payment be for 7484 ESTUARY LAKE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,244/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7484 ESTUARY LAKE LOOP?+

The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7484 ESTUARY LAKE LOOP?+

The most recent tax bill on record (2025) was $8,966. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7484 ESTUARY LAKE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Celebration?+

At $899,000, this home is listed about 57% above the Celebration median of $570,945. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$899,000 runs 57% above the Celebration median — but at 2,387 sqft it's also 33% larger than the typical Celebration listing.

02Time on market is leverage

106 days on market against a Celebration median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $995,000, now $899,000 — a $96K cut. The full history is in the market section below.

Listing courtesy of PROVIDENCE REALTY AND PROPERTY MANAGEMENT LLC · Jenny Miller. MLS #S5147504.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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