David Ramirez
$725,000$785,0003 bd2 ba2,187 sqft$332 /sqft$4,437 /mo all-in ↓

1290 WHITMAN LANE, KENANSVILLE, FL, 34739

Active120 days on marketListed Apr 8, 2026MLS #S5147354

Reduced $60KNew constructionSingle Family ResidenceN/A

About this home

1290 WHITMAN LANE

***Builder Financing Opportunity for qualified Buyers*** Have you been searching for a brand-new custom home on acreage but come up empty handed? That's because it doesn't exist- until now! If you crave space, privacy, and a place to truly breathe- this is it. Set on 7.3 acres, this custom 3 bedroom 2 and a half bath home with split 3 car garage offers the freedom to live the lifestyle you've been dreaming of. Arrive down your private, concrete millings driveway and feel instantly removed from the noise, surrounded by open skies, trees, and peaceful land. Inside, warm details like an inviting electric fireplace, custom wood trim and built-ins, and wood blinds create both an elevated and comfortable space. A stunning kitchen with high-end finishes such as a farm-house sink, quartz counter-tops, and a large pantry with wooden storage shelves make this room both functional and stylish. Speaking of functional, the laundry room and mudroom provide ample storage and organization. Each room has generous closets and beautiful views. The primary suite is impressive and the ensuite bathroom is like something out of a magazine! With massive his-and-hers walk-in closets, there's no fighting over who has too many shoes! A garden bath and separate shower make unwinding a delight. You'll feel like a guest in a 5-star hotel in this space. Step outside and imagine what's possible- a garden, animals, gatherings, or simply quiet evenings under the stars. This is more than a home- it's your own private retreat! Check out the videos for an even better view of this stunning home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,187

Sqft

7.29 ac

Lot size

3

Garage

2026

Year built

One

Levels

$332

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingGarage Faces Side · Oversized · Split Garage
ExteriorLighting

Community & fees

Taxes (2025)$1,112/yr
PetsYes
CommunityHorses Allowed · Playground

Utilities & systems

UtilitiesElectricity Connected · Private · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,437 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$93
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$4,437/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$93
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $725K
$599KedgeAI estimate $736,340 · range $624K$860K$894K

vs edgeAI estimate

−1.5%

$/sqft vs N/A

$332 vs $288

Days on market

120 vs 118 typical

Where $332/sqft sits among the 242 homes for sale in N/A

102
80 · this home
22
17
3
18
$135–269$269–403$403–537$537–671$671–805$805+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kenansville

Map of 1290 WHITMAN LANE

Drive times from this address

Universal Orlando57 min
Walt Disney World58 min
Orlando Int’l Airport (MCO)58 min
Downtown Orlando58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kenansville. See the full Kenansville guide →

KENANSVILLE 34739 — neighborhood snapshot

Population

858

Median age

50.7

Median home value

$186,800

Avg household

2.31

Households w/ children

80%

For the school run

Osceola County School District

HighHarmony High School★★★★★
ElementaryHarmony Community School★★★★
MiddleSt. Cloud Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kenansville market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$875K$220K

Kenansville median sold, yr/yr

90.2%

Sale-to-list ratio (12 mo)

106 of 242

N/A have cut their price

Median sold price, Kenansville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 190% above the KENANSVILLE 34739 median. See the full Kenansville market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $60K
Apr 8, 2026Listed at $785,000 · 120 days on market since
2026Built · N/A

Reality check

What actually sold near 1290 WHITMAN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1489 COUNTY ROAD 228Sold · Dec ’25

$384,900

1489 COUNTY ROAD 228 · same community

3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM

Carr 156 KM 12.1 INT BO. PALO HINCADOSold · Dec ’25

$254,000

Carr 156 KM 12.1 INT BO. PALO HINCADO · same community

5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM

12112 CR 727Sold · Dec ’25

$375,000

12112 CR 727 · same community

3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1290 WHITMAN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1290 WHITMAN LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

1290 WHITMAN LANE FAQs

What would the monthly payment be for 1290 WHITMAN LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,437/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1290 WHITMAN LANE?+

The most recent tax bill on record (2025) was $1,112. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1290 WHITMAN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kenansville?+

At $725,000, this home is listed about 81% above the Kenansville median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1290 WHITMAN LANE?+

Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$725,000 runs 190% above the KENANSVILLE 34739 median — but at 2,187 sqft it's also 24% larger than the typical Kenansville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $785,000, now $725,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of IRON VALLEY REAL ESTATE OSCEOLA · Tiffany Chapman. MLS #S5147354.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Kenansville homes, in your inbox

Like 1290 WHITMAN LANE but not quite? A daily digest of every new listing in Kenansville — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 2:04 PM UTC. The listing information on this page last changed on August 6, 2026 at 2:04 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 2:04 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 2:04 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.