12827 OULTON CIRCLE, ORLANDO, FL, 32832
Active117 days on marketListed Apr 7, 2026MLS #S5147353
About this home
12827 OULTON CIRCLE
One or more photo(s) has been virtually staged. Waterfront pool home in gated Eagle Creek with major updates already completed! This spacious 4-bedroom, 2.5-bath Lake Nona-area home offers 2,885 sq ft, a private screened pool, peaceful pond views, and a bright open layout for everyday living and entertaining. Big-ticket items are already handled: roof replaced December 2021, brand-new AC system installed July 2026, and brand-new pool pump installed July 2026. Enjoy peace of mind and lower immediate maintenance concerns. The first floor features open living and family areas flowing into the kitchen and breakfast/dining space, with sliding doors leading to the screened pool and gorgeous water view. Upstairs includes all bedrooms plus a large loft/flex space perfect for an office, media room, playroom, fitness area, or second family room. The primary suite offers generous space and a walk-in closet. Enjoy Florida living with a private screened pool overlooking the pond and no rear neighbor directly behind. Eagle Creek is a highly desirable golf course community offering guard-gated entry, clubhouse, fitness center, resort-style pools, tennis courts, basketball courts, playgrounds, and trails. Convenient to Lake Nona, Medical City, Orlando International Airport, SR-417, SR-528, shopping, dining, and schools. Move in with confidence and enjoy the Eagle Creek lifestyle! Easy access to SR-417 (Greenway), SR-528 (Beachline), theme parks, and approximately 15 minutes to Orlando International Airport. Located in a highly regarded school district.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,885
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,947 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,947/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.8%
$/sqft vs Orlando actives
$228 vs $251
Days on market
117 vs 34 typical
Where $228/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Eagle Creek — neighborhood snapshot
Population
7,569
Median age
37
Median income
$136,670
Median home value
$626,700
Avg household
3
Households w/ children
1,420
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12827 OULTON CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$560,000
14030 BUDWORTH CIR · same community
4 bd · 2.5 ba · 2,541 sqft · $220/sqft · 83 DOM
Sold · Feb ’26$560,000
10143 MALPAS POINT · same community
4 bd · 2.5 ba · 3,298 sqft · $170/sqft · 4 DOM
Sold · Sep ’25$456,750
10151 CHORLTON CIRCLE · same community
4 bd · 2 ba · 2,236 sqft · $204/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12827 OULTON CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12827 OULTON CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12827 OULTON CIRCLE FAQs
What would the monthly payment be for 12827 OULTON CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,947/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12827 OULTON CIRCLE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12827 OULTON CIRCLE?+
The most recent tax bill on record (2025) was $9,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12827 OULTON CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $657,000, this home is listed about 68% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12827 OULTON CIRCLE?+
Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$657,000 runs 54% above the ORLANDO 32832 median — but at 2,885 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
117 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $688,000, now $657,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRANSCEND REALTY · Jacob Hara. MLS #S5147353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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