2624 HOWLAND BOULEVARD, DELTONA, FL, 32738
Active121 days on marketListed Apr 3, 2026MLS #S5147158
About this home
2624 HOWLAND BOULEVARD
Experience Florida luxury living at its finest in this custom-built estate, thoughtfully designed to blend elegance, comfort, and unforgettable waterfront views—all with no HOA. Spanning over 4,300 square feet, this home showcases high-end custom finishes, expansive living spaces, and breathtaking views of private Three Islands Lake from nearly every room. From the chef’s dream kitchen to the spacious family room and serene bedrooms, natural light and water views create a truly tranquil atmosphere throughout. The open-concept, split-bedroom floor plan offers both privacy and functionality, featuring a luxurious primary suite, two guest bedrooms, and a dedicated office on the main level. The walk-out lower level is an entertainer’s dream, complete with an oversized great room, wet bar, wine tasting/cigar room, and an additional bedroom suite or home gym. Step outside to your private backyard oasis—designed for both relaxation and entertaining. Enjoy a heated pool and spa, summer kitchen with built-in seating, fire pit, outdoor fireplace, and lush landscaping—all overlooking your private stretch of lakefront with no public access. The two-story composite dock includes a boat lift, jet ski lift, sundeck, and ample space for all your water activities. Additional features include a pristine 3-car garage, whole-house generator, travertine flooring throughout (including the pool deck), fresh interior updates, and solar panels that will be fully paid off at closing, offering long-term energy efficiency and savings. This meticulously maintained home offers a rare combination of luxury, privacy, and lifestyle. Schedule your private showing today and discover lakefront living at its absolute best.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,301
Sqft
0.3 ac
Lot size
3
Garage
2001
Year built
Two
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,866 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,866/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Deltona actives
$331 vs $204
Days on market
121 vs 30 typical
Where $331/sqft sits among the 313 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
154 of 313
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 416% above the DELTONA 32738 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 2624 HOWLAND BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$450,000
2291 HENRY LANE
5 bd · 2.5 ba · 3,014 sqft · $149/sqft · 313 DOM
Sold · Dec ’25$400,950
2699 PROVIDENCE BOULEVARD
5 bd · 3 ba · 2,601 sqft · $154/sqft · 167 DOM
Sold · Nov ’25$479,000
1947 QUINTILIS COURT
4 bd · 2 ba · 2,484 sqft · $193/sqft · 267 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2624 HOWLAND BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2624 HOWLAND BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2624 HOWLAND BOULEVARD FAQs
What would the monthly payment be for 2624 HOWLAND BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,866/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2624 HOWLAND BOULEVARD?+
The most recent tax bill on record (2025) was $17,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deltona?+
At $1,425,000, this home is listed about 345% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2624 HOWLAND BOULEVARD?+
Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,425,000 runs 416% above the DELTONA 32738 median — but at 4,301 sqft it's also nearly 3 times the size of the typical Deltona listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
121 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,500,000, now $1,425,000 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CALL IT CLOSED INTL REALTY · Ron Fallows, III. MLS #S5147158.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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