David Ramirez
$287,9004 bd2.5 ba1,860 sqft$155 /sqft$2,361 /mo all-in ↓

3798 KING HILL DRIVE, HAINES CITY, FL, 33844

Active112 days on marketListed Apr 19, 2026MLS #S5146774

TownhouseCONGDON TWNHMS PH 1 2

About this home

3798 KING HILL DRIVE

Spacious and value-packed townhouse in the heart of Central Florida! This stylish two-story townhouse is thoughtfully designed for both comfort and functionality, offering 4 bedrooms, 2.5 bathrooms, and a 2-car garage—a rare combination at this price point. All bedrooms are conveniently located upstairs, creating a peaceful and private retreat, while the main level features an open-concept layout ideal for everyday living and entertaining. The contemporary kitchen flows seamlessly into a spacious living and dining area, perfect for hosting gatherings or enjoying quiet evenings at home. Step outside to your covered lanai, where you can relax and enjoy Florida’s beautiful weather year-round. A standout feature of this home is the energy-efficient solar panel system paired with a Tesla battery storage unit, delivering fantastic monthly savings on electricity while providing added peace of mind on an eventual power outage. Enjoy the benefits of sustainable living, lower utility costs, and increased long-term value—an incredible advantage for today’s cost-conscious buyer. Located in the desirable Grove at Crosswinds community, residents enjoy amenities such as a pool and playground at a very low HOA and CDD, making it an excellent choice for buyers seeking affordability without sacrificing lifestyle. Positioned just a short drive from Orlando, you’ll have easy access to world-class attractions like Walt Disney World and Universal Orlando Resort, along with premier shopping, dining, and entertainment. Plus, with convenient access to major highways, commuting throughout Central Florida—including Lakeland and Bartow—is effortless. Whether you're looking for a primary residence, vacation home, or investment property, this home delivers exceptional value, space, efficiency, and location. Schedule your private showing today and discover the lifestyle—and savings—that await!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,860

Sqft

0.08 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$155

Per sqft

Negotiable

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorSmart Home
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationBlock
FacesWest
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$160/mo
Taxes (2025)$2,628/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,361 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,695
FHA mortgage insurance (est.)$127
Property tax — 2025 actual bill$219
HOA fee — from the listing$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,077Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,077
Interest rate6.00%
Loan term

Estimated payment

$2,361/mo

Principal & interest$1,695
FHA mortgage insurance (est.)$127
Property taxes (actual bill)$219
HOA / condo fee$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $288K
$269KedgeAI estimate $282,426 · range $280K$288K$300K

vs edgeAI estimate

+1.9%

$/sqft vs Haines City actives

$155 vs $174

Days on market

112 vs 42 typical

Where $155/sqft sits among the 399 Haines City actives

51
95 · this home
142
54
27
30
$117–140$140–164$164–188$188–211$211–235$235+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 3798 KING HILL DRIVE

Drive times from this address

Walt Disney World36 min
Universal Orlando46 min
Downtown Orlando52 min
Orlando Int’l Airport (MCO)57 min
Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

189 of 399

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Apr 19, 2026Listed at $287,900 · 112 days on market since
2024Built · CONGDON TWNHMS PH 1 2

Reality check

What actually sold near 3798 KING HILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2703 SEDGEFIELD CIRCLESold · May ’26

$299,990

2703 SEDGEFIELD CIRCLE

4 bd · 2 ba · 1,840 sqft · $163/sqft · 181 DOM

3558 RUTLAND LANESold · Sep ’25

$333,779

3558 RUTLAND LANE

4 bd · 2 ba · 1,840 sqft · $181/sqft · 33 DOM

3609 PORTSMOUTH LANESold · Mar ’26

$305,000

3609 PORTSMOUTH LANE

4 bd · 2 ba · 1,840 sqft · $166/sqft · 205 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3798 KING HILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3798 KING HILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

3798 KING HILL DRIVE FAQs

What would the monthly payment be for 3798 KING HILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,361/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3798 KING HILL DRIVE?+

The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3798 KING HILL DRIVE?+

The most recent tax bill on record (2025) was $2,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3798 KING HILL DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $287,900, this home is listed about 8% below the Haines City median of $311,390. The market section on this page shows how the area is trending.

Which schools are assigned to 3798 KING HILL DRIVE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY ONE GROUP INSPIRATION · Fernando Peralta. MLS #S5146774.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Haines City homes, in your inbox

Like 3798 KING HILL DRIVE but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 5:59 AM UTC. The listing information on this page last changed on August 9, 2026 at 5:59 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 5:59 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 5:59 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.