David Ramirez
$389,900$399,9003 bd2 ba1,650 sqft$236 /sqft$3,021 /mo all-in ↓

3104 STONEHURST CIRCLE, KISSIMMEE, FL, 34741

Active109 days on marketListed Apr 6, 2026MLS #S5146773

Reduced $10KSingle Family ResidenceSTONEHURST AT STONEFIELD

Come see it

Upcoming open house

Sun, Jul 26

2:00 PM – 5:00 PM

gated community gate code 1996

About this home

3104 STONEHURST CIRCLE

Back to the Market. Don't miss this great opportunity. This beautiful 3-bedroom, 2-bathroom home with a spacious 2-car garage is located in the highly sought-after gated community of Stonefield in Kissimmee. Designed for both comfort and convenience, this well-maintained property offers a bright and open floor plan, perfect for modern living. The home features generous living spaces with tile, a functional kitchen ideal for entertaining, and a private primary suite with ample closet space. The additional bedrooms are perfect for family, guests, or a home office. Residents of Stonefield enjoy access to a variety of resort-style amenities, including a sparkling community pool, fully equipped fitness center, tennis courts, and a playground. The gated entrance provides added peace of mind, while the community’s prime location offers easy access to theme parks, major highways, airport and walking distance to the Loop shopping plaza. Whether you're looking for a primary residence or an investment opportunity, this home offers the perfect blend of comfort, style, and community living. New Roof 2018. HOA includes lawn maintenance. Schedule your showing today. The home may be sold furnished.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,650

Sqft

0.14 ac

Lot size

2

Garage

2001

Year built

One

Levels

$236

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorSidewalk

Community & fees

HOA fee$223/mo
Taxes (2025)$2,041/yr
PetsBreed Restrictions
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,021 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$170
HOA fee — from the listing$223
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,647Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,647
Interest rate6.00%
Loan term

Estimated payment

$3,021/mo

Principal & interest$2,295
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$170
HOA / condo fee$223
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$373KedgeAI estimate $395,658 · range $389K$401K$417K

vs edgeAI estimate

−1.5%

$/sqft vs Kissimmee actives

$236 vs $212

Days on market

109 vs 45 typical

Where $236/sqft sits among the 400 Kissimmee actives

81
94
103
62 · this home
29
31
$155–181$181–207$207–232$232–258$258–284$284+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stonehurst At Stonefield

Map of 3104 STONEHURST CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando21 min
Downtown Orlando27 min
Orlando Int’l Airport (MCO)28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Stonehurst At Stonefield — neighborhood snapshot

Population

1,337

Median age

32

Median income

$70,575

Median home value

$265,600

Avg household

3

Households w/ children

163

For the school run

Osceola County School District

MiddleKissimmee Middle School★★★★
ElementaryCentral Avenue Elementary School★★★★★
HighOsceola High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

161 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% above the KISSIMMEE 34741 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $389,900 $10K
Apr 6, 2026Listed at $399,900 · 109 days on market since
2001Built · STONEHURST AT STONEFIELD

Reality check

What actually sold near 3104 STONEHURST CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3154 STONEHURST CIRCLESold · Apr ’26

$405,000

3154 STONEHURST CIRCLE · same community

3 bd · 2 ba · 1,650 sqft · $245/sqft · 22 DOM

2656 AMATI DRIVESold · Feb ’26

$295,000

2656 AMATI DRIVE

3 bd · 2.5 ba · 1,690 sqft · $175/sqft · 64 DOM

2640 GIARDINO LOOPSold · Mar ’26

$307,000

2640 GIARDINO LOOP

3 bd · 2.5 ba · 1,690 sqft · $182/sqft · 124 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3104 STONEHURST CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3104 STONEHURST CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3104 STONEHURST CIRCLE FAQs

What would the monthly payment be for 3104 STONEHURST CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,021/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3104 STONEHURST CIRCLE?+

The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3104 STONEHURST CIRCLE?+

The most recent tax bill on record (2025) was $2,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3104 STONEHURST CIRCLE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $389,900, this home is listed about 3% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 3104 STONEHURST CIRCLE?+

Kissimmee Middle School (middle), Central Avenue Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$389,900 runs 66% above the KISSIMMEE 34741 median.

02Time on market is leverage

109 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $399,900, now $389,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Blanca Hernandez, LLC. MLS #S5146773.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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