
138 MADIERA BEACH BOULEVARD, KISSIMMEE, FL, 34746
Active134 days on marketListed Mar 30, 2026MLS #S5146755
About this home
138 MADIERA BEACH BOULEVARD
A beautifully furnished 4-bedroom, 3-bathroom pool home with two ensuite bedrooms, set within a guard-gated resort community, offering a tranquil wooded view and a highly sought-after south-facing pool deck bathed in sun all day. From the moment you step inside, the home’s open layout, high ceilings, and abundant natural light create an inviting and spacious feel. At the front of the home, a formal living and dining area with decorative shelving provides a welcoming first impression, while the main living space unfolds toward the rear with a seamless flow between the kitchen, casual dining area, and family room—ideal for both relaxing and entertaining. The remodeled kitchen features granite countertops, modern cabinetry, and a counter-height breakfast bar, all designed to connect effortlessly with the main living areas. Large sliding glass doors from the family room open up to the outdoor space, blending indoor and outdoor living. The primary suite is generously sized and positioned to enjoy views of the pool and conservation. It includes a large closet and a remodeled ensuite bathroom with granite counters, a modern rectangular sink, a separate shower, and a spacious corner soaking tub. A second bedroom also offers its own ensuite bathroom, providing flexibility for guests or strong short-term rental appeal. Two additional themed twin bedrooms share a third updated bathroom, also finished with granite counters and contemporary fixtures. Throughout the home, ceramic tile flooring runs through the main living areas, complemented by laminate wood flooring in the bedrooms, offering both style and durability. Step outside to a spacious south-facing pool deck designed for all-day sunshine—an especially desirable feature for short-term rentals. The outdoor area includes multiple seating spaces, lounge chairs, and a private pool with a bubbling hot tub, all overlooking a peaceful wooded conservation backdrop. The setting is both private and relaxing, with ample deck space for enjoying Florida living year-round. This home is fully furnished and turn-key, making it an excellent opportunity for personal use, a second home, or an income-producing vacation rental. Recent updates provide added confidence and peace of mind, including a roof replaced in 2019, an AC system approximately 5 years old, an electric pool heater installed just 2 years ago, and a washer and dryer also replaced within the last 2 years—helping ensure the home is as functional as it is well presented. Located within Terra Verde Resort, a well-established, guard-gated community known for its amenities, residents and guests enjoy access to a lakefront clubhouse, resort-style pool, fitness center, playground, game room, and sports courts, all just 12 houses down from the property. For added convenience, the HOA also includes lawn care, along with Summit Broadband cable, high-speed internet, and phone service, helping make ownership even easier. The location offers outstanding convenience—just minutes to US-192 with its wide array of shopping, dining, and entertainment options. Walt Disney World is only 4 miles away, Universal Studios Florida 35 minutes, and Orlando International Airport is just 25 minutes, making travel and day trips effortless. A standout opportunity in one of Central Florida's most sought-after resort communities—fully furnished, beautifully updated, ideally positioned, and ready to enjoy or generate income from day one.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,940
Sqft
0.16 ac
Lot size
2
Garage
2003
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,241 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,241/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
$/sqft vs TERRA VERDE
$206 vs $205
Days on market
134 vs 53 typical
Where $206/sqft sits among the 6 homes for sale in TERRA VERDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Terra Verde, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Terra Verde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Terra Verde is a short-term-rental community. See the full guide →
Terra Verde — neighborhood snapshot
Population
689
Median age
33
Median income
$86,250
Median home value
$337,300
Avg household
3
Households w/ children
116
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
4 of 6
TERRA VERDE have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 138 MADIERA BEACH BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$459,000
136 MADIERA BEACH BOULEVARD · same community
5 bd · 3 ba · 2,291 sqft · $200/sqft · 293 DOM
Sold · Jul ’26$351,000
197 HIDEAWAY BEACH LANE · same community
4 bd · 2 ba · 1,542 sqft · $228/sqft · 202 DOM
Sold · Jan ’26$455,000
155 HIDEAWAY BEACH LANE · same community
6 bd · 5.5 ba · 2,834 sqft · $161/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 138 MADIERA BEACH BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 138 MADIERA BEACH BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
138 MADIERA BEACH BOULEVARD FAQs
What would the monthly payment be for 138 MADIERA BEACH BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,241/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 138 MADIERA BEACH BOULEVARD?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 138 MADIERA BEACH BOULEVARD?+
The most recent tax bill on record (2025) was $5,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 138 MADIERA BEACH BOULEVARD be rented short-term?+
Yes — this home sits inside Terra Verde, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 138 MADIERA BEACH BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $399,900, this home is listed about 6% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 138 MADIERA BEACH BOULEVARD?+
Kissimmee Middle School (middle), Sunrise Elementary School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$399,900 runs 15% above the KISSIMMEE 34746 median.
02Zoned for nightly rentals
Terra Verde is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
134 days on market against a Kissimmee median of 53 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $425,000, now $399,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Irena Aistrop. MLS #S5146755.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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