980 7TH STREET NW UNIT 43, LARGO, FL, 33770
Active129 days on marketListed Mar 27, 2026MLS #S5146618
About this home
980 7TH STREET NW UNIT 43
Welcome to Lake Placid, a quaint 55+ RESIDENT OWNED community of less than 100 homes in a great location in Largo, Florida! Just a few miles from shopping and dining, plus close to world-class Gulf beaches, the location of this community can’t be beat. Not in a flood zone! This newer (built in 1997) double wide has a spectacular location on the lake, and you will be BLOWN AWAY when you see the addition on the back of the home! Entering the home from the carport, you'll step into the great room, where the living, dining, and kitchen spaces flow together into one open space. in the kitchen, you'll find the INDOOR LAUNDRY space, with extra cabinetry for storage. The bedrooms in the home are split, with the master suite (featuring walk-in closet and ensuite bathroom with walk-in shower) in the front of the home, and the second bedroom towards the back of the home. The guest bathroom features a shower/tub combo. Attached to the second bedroom is the incredible flex space, overlooking the lake! This could be used as a third bedroom, or as a den or home office! This community is NOT LOT RENT. It's real estate! Community amenities include a clubhouse, and plenty of activities, such as shuffleboard, weekly coffee hour, exercise programs, game nights, monthly dinners, and so much more.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.2 ac
Lot size
1997
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43%
$/sqft vs Largo actives
$142 vs $240
Days on market
129 vs 42 typical
Where $142/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kakusha
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Kakusha — neighborhood snapshot
Population
3,233
Median age
46
Median income
$46,278
Median home value
$33,695
Avg household
2
Households w/ children
360
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 980 7TH STREET NW UNIT 43
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$159,000
980 7TH STREET NW UNIT 85 · same community
2 bd · 2 ba · 960 sqft · $166/sqft · 286 DOM
Sold · Jul ’26$147,500
980 7TH STREET NW UNIT 16 · same community
2 bd · 2 ba · 1,242 sqft · $119/sqft · 136 DOM
Sold · Mar ’26$45,000
980 7TH STREET NW UNIT 72 · same community
2 bd · 1 ba · 672 sqft · $67/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 980 7TH STREET NW UNIT 43 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 980 7TH STREET NW UNIT 43 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
980 7TH STREET NW UNIT 43 FAQs
What would the monthly payment be for 980 7TH STREET NW UNIT 43?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,383/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 980 7TH STREET NW UNIT 43?+
The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 980 7TH STREET NW UNIT 43?+
The most recent tax bill on record (2025) was $589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 980 7TH STREET NW UNIT 43?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $136,500, this home is listed about 49% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 980 7TH STREET NW UNIT 43?+
Largo High School (high), Mildred Helms Elementary School (elementary), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33770 market on paper
$136,500 is 40% below the LARGO 33770 median of $229,000, and at $142/sqft it sits under the Largo average of $247.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
129 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Largo High School, Mildred Helms Elementary School, Largo Middle School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THREE MOUNTAINS REALTY · Kathryn Valentine. MLS #S5146618.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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