350 CHEROKEE AVE, HAINES CITY, FL, 33844
Active103 days on marketListed Apr 23, 2026MLS #S5146593
About this home
350 CHEROKEE AVE
MOTIVATED SELLER - BRING AN OFFER - Beautiful lakefront lot on Tower Lake offering an exceptional opportunity to build your ideal Florida home. Situated in an established gated and guarded community, this property is located on a charming cul-de-sac near the community entrance and enjoys lovely water views. Tower Lake allows water skiing, and residents have access to a private boat ramp, making it perfect for those seeking an active waterfront lifestyle. The community permits both full-time residence and short-term rental use, providing flexibility for homeowners and investors alike. Conveniently located close to shopping, dining, and medical facilities, and just a short drive to Central Florida’s world-renowned attractions. Don’t miss the chance to create your own piece of paradise on Cherokee Ave.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Calabay Parc at Tower Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,200/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
The Haines City short-term market
▼ Softening40%
Occupancy
▼ 33% yr/yr
$210
Avg nightly rate
▲ 4% yr/yr
$17K/yr
Revenue per listing
$87
RevPAR
69 days
Booking lead time
6.4 nights
Avg stay
3
Typical min nights
447
Active rentals
▼ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 29% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Haines City — the projection above is specific to this home’s size.
Where it sits
Inside Calabay Parc at Tower Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Calabay Parc at Tower Lake is a short-term-rental community. See the full guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $321K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 350 CHEROKEE AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$355,000
347 CHEROKEE AVENUE · same community
4 bd · 3 ba · 1,833 sqft · $194/sqft · 24 DOM
Sold · Apr ’26$359,000
510 PINELOCH DRIVE · same community
4 bd · 3 ba · 1,956 sqft · $184/sqft · 186 DOM
Sold · Dec ’25$355,000
240 MINNIEHAHA CIRCLE · same community
4 bd · 4.5 ba · 2,154 sqft · $165/sqft · 260 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 350 CHEROKEE AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 350 CHEROKEE AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
350 CHEROKEE AVE FAQs
What would the monthly payment be for 350 CHEROKEE AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,211/mo — principal and interest, the actual property-tax bill, the $233/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 350 CHEROKEE AVE?+
The association fee works out to $233 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 350 CHEROKEE AVE?+
The most recent tax bill on record (2025) was $696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 350 CHEROKEE AVE be rented short-term?+
Yes — this home sits inside Calabay Parc at Tower Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 350 CHEROKEE AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $120,000, this home is listed about 62% below the Haines City median of $312,450. The market section on this page shows how the area is trending.
Which schools are assigned to 350 CHEROKEE AVE?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HAINES CITY 33844 market on paper
$120,000 is 59% below the HAINES CITY 33844 median of $295,000.
02Zoned for nightly rentals
Calabay Parc at Tower Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
103 days on market against a Haines City median of 38 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $125,000, now $120,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Nikki Ansons. MLS #S5146593.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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