460 WATER STREET UNIT 460, CELEBRATION, FL, 34747
Active125 days on marketListed Apr 1, 2026MLS #S5146519
About this home
460 WATER STREET UNIT 460
Just Reduced! Located in Celebration’s Main Village! A 3 Bedroom, 2 Bath unit; the additional large Den/Home Office can serve as the 3rd Bedroom. This rare Corner Unit model has a large Covered Balcony that overlooks the Water Street Canal, with its waterfalls & Cala Lilies & Ducks. The flooring is new carpet and ceramic tile. The Living/Dining Room with Crown Molding offers a Sliding Patio Door to your Covered Private Balcony. The Kitchen has a Pantry and Breakfast Nook with 2 Windows offering great views of a lush green space. A Large Bedroom has a Walk-in Closet plus Bath with Shower/Tub combination. The Laundry Room has a Full Size Washer & Dryer plus additional shelves for Storage. The Owners' En Suite has a walk-in closet plus Bath with Shower/Tub combination, and the second bedroom has two separate mirrored closets with En Suite access to the second bathroom. INVESTOR'S DELIGHT! Current Tenants in a Lease through 2027. Notable Celebration Amenities include: Lakeside Heated Community Pool, Playground, Tennis & Basketball Courts, Golf Course, Library, Miles of Biking/Walking Trails, Restaurants, Sunday Farmer's Market, Advent Health Hospital, Post Office and much MORE! Close to Walt Disney Theme Parks, Resorts and Disney Springs. Be sure to visit the link to the 3D virtual floor plan / tour!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,476
Sqft
0.06 ac
Lot size
1998
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,515 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
Right at the estimate
$/sqft vs Celebration actives
$297 vs $347
Days on market
125 vs 39 typical
Where $297/sqft sits among the 76 Celebration actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Celebration
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Celebration. See the full Celebration guide →
CELEBRATION 34747 — neighborhood snapshot
Population
27,422
Median age
37.5
Median income
$83,141
Median home value
$455,600
Avg household
2.6
Households w/ children
2,599
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Celebration market
$618K → $799K
Celebration median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
41 of 76
Celebration actives have cut their price
Median sold price, Celebration, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the CELEBRATION 34747 median. See the full Celebration market guide →
Paper trail
This home's history
Reality check
What actually sold near 460 WATER STREET UNIT 460
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$360,000
438 WATER STREET UNIT 438 · same community
2 bd · 2 ba · 1,211 sqft · $297/sqft · 207 DOM
Sold · Jul ’26$330,000
414 WATER STREET UNIT 414 · same community
2 bd · 2 ba · 1,211 sqft · $273/sqft · 232 DOM
Sold · Jan ’26$599,000
418 WATER STREET · same community
3 bd · 2.5 ba · 1,880 sqft · $319/sqft · 341 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 460 WATER STREET UNIT 460 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 WATER STREET UNIT 460 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
460 WATER STREET UNIT 460 FAQs
What would the monthly payment be for 460 WATER STREET UNIT 460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,515/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 460 WATER STREET UNIT 460?+
The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 460 WATER STREET UNIT 460?+
The most recent tax bill on record (2025) was $5,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 460 WATER STREET UNIT 460?+
The listing reports pets: Breed Restrictions, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Celebration?+
At $439,000, this home is listed about 24% below the Celebration median of $580,990. The market section on this page shows how the area is trending.
Which schools are assigned to 460 WATER STREET UNIT 460?+
Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$439,000 runs 10% above the CELEBRATION 34747 median.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
125 days on market against a Celebration median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $459,000, now $439,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMAGINATION REALTY, INC · Kathleen Carlson. MLS #S5146519.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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