David Ramirez
$329,000$339,0004 bd2 ba1,699 sqft$194 /sqft$2,618 /mo all-in ↓

4817 MARCOS CIRCLE, KISSIMMEE, FL, 34758

Active126 days on marketListed Mar 26, 2026MLS #S5146511

Reduced $10KSingle Family ResidenceOVERLOOK RESERVE PH 1

About this home

4817 MARCOS CIRCLE

Welcome to this lovely 4 bedroom 2 Bathroom 2 Car Garage Home in the very desirable Overlook Reserve. The home has an open floor plan with a large Kitchen with stainless steel appliances and wood cabinets overlooking a spacious Great Room for family gatherings. The home boasts a split floor plan with 3 bedrooms on one end and the Master to the rear of the residence providing maximum privacy. The primary suite is very spacious and open with lots of natural lighting from two large windows. The Master bath features double sinks, a private water closet and a spacious walk-in closet. To the rear of the property there is a screened in porch that is great for that morning coffee retreat or those Florida Sunsets. The Overlook Reserve has a beautiful community pool and a great play area for kids. Book Your Showing today.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,699

Sqft

0.13 ac

Lot size

2

Garage

2018

Year built

One

Levels

$194

Per sqft

Inside

FlooringCarpet
AppliancesDishwasher · Microwave · Range
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorOther

Community & fees

HOA fee$109/mo
Taxes (2025)$3,195/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,618 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$266
HOA fee — from the listing$109
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,618/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$266
HOA / condo fee$109
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$292KedgeAI estimate $332,090 · range $304K$339K$353K

vs edgeAI estimate

−0.9%

$/sqft vs Kissimmee actives

$194 vs $208

Days on market

126 vs 45 typical

Where $194/sqft sits among the 400 Kissimmee actives

77
91 · this home
92
57
41
42
$152–176$176–199$199–222$222–246$246–269$269+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Doral Pointe

Map of 4817 MARCOS CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World29 min
Universal Orlando35 min
Orlando Int’l Airport (MCO)42 min
Downtown Orlando42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Kissimmee. See the full Kissimmee guide →

Doral Pointe — neighborhood snapshot

Population

1,608

Median age

35

Median income

$103,750

Median home value

$307,500

Avg household

4

Households w/ children

237

For the school run

Osceola County School District

HighPoinciana High School★★★★★
MiddleHorizon Middle School★★★★
ElementarySunrise Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer8.9 months of inventoryBuyer’s market

$369K$358K

Kissimmee median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

159 of 400

Kissimmee actives have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the KISSIMMEE 34758 median. See the full Kissimmee market guide →

Paper trail

This home's history

CurrentPrice reduced to $329,000 $10K
Mar 26, 2026Listed at $339,000 · 126 days on market since
2018Built · OVERLOOK RESERVE PH 1

Reality check

What actually sold near 4817 MARCOS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4660 MARCOS CIRCLESold · Aug ’25

$238,252

4660 MARCOS CIRCLE · same community

4 bd · 2 ba · 1,979 sqft · $120/sqft · 0 DOM

4672 MARCOS CIRCLESold · Apr ’26

$329,900

4672 MARCOS CIRCLE

4 bd · 2 ba · 1,699 sqft · $194/sqft · 175 DOM

3088 POINTE PLACE AVENUESold · Dec ’25

$368,000

3088 POINTE PLACE AVENUE

4 bd · 2 ba · 1,698 sqft · $217/sqft · 98 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4817 MARCOS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4817 MARCOS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4817 MARCOS CIRCLE FAQs

What would the monthly payment be for 4817 MARCOS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,618/mo — principal and interest, the actual property-tax bill, the $109/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4817 MARCOS CIRCLE?+

The association fee works out to $109 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4817 MARCOS CIRCLE?+

The most recent tax bill on record (2025) was $3,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4817 MARCOS CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $329,000, this home is listed about 13% below the Kissimmee median of $379,850. The market section on this page shows how the area is trending.

Which schools are assigned to 4817 MARCOS CIRCLE?+

Poinciana High School (high), Horizon Middle School (middle), Sunrise Elementary School (elementary) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$329,000 runs 22% above the KISSIMMEE 34758 median.

02Time on market is leverage

126 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $339,000, now $329,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of MATRIX INTERNATIONAL REALTY · Richard Rodney. MLS #S5146511.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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