405 FRANCISCO WAY, KISSIMMEE, FL, 34758
Active137 days on marketListed Mar 25, 2026MLS #S5146495
About this home
405 FRANCISCO WAY
FRESHLY PAINTED AND NO CARPET!! Split and open floor plan featuring large four bedrooms, two bathrooms and two car garage! Formal living, dining and family rooms. Master bedroom on suite with large walk in closet. Kitchen includes wood cabinets, refrigerator, stove, dishwasher and breakfast bar overlooking family room. French doors leading to screened in enclosed porch to enjoy the large yard and beautiful Florida weather. Lovely arch ways separating the living areas and many more designer extras. Beautiful laminate and ceramic tile floors for easy cleaning and inside laundry closet with w/d hook ups. Two car garage with electric opener. Great area to Live, Work and Play in Poinciana! Stroll through shopping and dining at Poinciana Town Center and Poinciana Place Shopping Center. Enjoy numerous playgrounds and playing soccer, softball, basketball, tennis, racquet ball and baseball fields in multiple areas. Close to schools, shopping and dining! Minutes to major roadways like Poinciana Parkway making easy access to I-4, to connect to area attractions and downtown Orlando & Orlando Int'l Airport.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,768
Sqft
0.19 ac
Lot size
2
Garage
2003
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs POINCIANA VILLAGE 1 NBHD 1 SOUTH
$1 vs $184
Days on market
137 vs 54 typical
Where $1/sqft sits among the 20 homes for sale in POINCIANA VILLAGE 1 NBHD 1 SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
KISSIMMEE 34758 — neighborhood snapshot
Population
46,521
Median age
34.6
Median income
$67,128
Median home value
$280,000
Avg household
3.63
Households w/ children
5,941
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $359K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
13 of 20
POINCIANA VILLAGE 1 NBHD 1 SOUTH have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the KISSIMMEE 34758 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 FRANCISCO WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$312,000
669 DEAUVILLE COURT · same community
3 bd · 2 ba · 1,760 sqft · $177/sqft · 17 DOM
Sold · Dec ’25$329,990
632 COTULLA DRIVE · same community
4 bd · 2 ba · 1,828 sqft · $181/sqft · 93 DOM
Sold · Mar ’26$290,000
709 DEL PRADO DRIVE · same community
4 bd · 2 ba · 1,704 sqft · $170/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 FRANCISCO WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 FRANCISCO WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 FRANCISCO WAY FAQs
What would the monthly payment be for 405 FRANCISCO WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 405 FRANCISCO WAY?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $1,775, this home is listed about 100% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 405 FRANCISCO WAY?+
Sunrise Elementary School (elementary), Horizon Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the KISSIMMEE 34758 market on paper
$1,775 is 99% below the KISSIMMEE 34758 median of $265,000, and at $1/sqft it sits under the Kissimmee average of $216.
02Time on market is leverage
137 days on market against a Kissimmee median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,800, now $1,775 — a $25 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ACKLEY FLORIDA PROPERTY MANAGEMENT INC · Kristen Chowdhury. MLS #S5146495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Kissimmee homes, in your inbox
Like 405 FRANCISCO WAY but not quite? A daily digest of every new listing in Kissimmee — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →