David Ramirez
$134,900$139,9902 bd1 ba881 sqft$153 /sqft$1,666 /mo all-in ↓

1695 LEE ROAD UNIT E103, WINTER PARK, FL, 32789

Active116 days on marketListed Mar 27, 2026MLS #S5146352

Priced 84% below the WINTER PARK 32789 medianReduced $5KCondominiumWATERFALL COVE WINTER PARK

About this home

1695 LEE ROAD UNIT E103

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Waterfall Cove, where urban convenience meets tranquil living. This charming 2-bedroom, 1-bathroom condo offers a cozy retreat with all the perks of modern living. Located in the heart of Orlando, this condo is perfect for those looking for a blend of city life and natural beauty. As you step into the condo, you're greeted by a bright and spacious living area, perfect for relaxing or entertaining guests. The kitchen features modern new (2025) appliances and ample storage space, making cooking a breeze. The bedrooms are spacious and plenty of natural light, creating a peaceful ambiance. One of the highlights of living at Waterfall Cove is the stunning waterfall feature that gives the community its name. This serene setting is perfect for unwinding after a long day or enjoying a peaceful morning coffee. The community also features a pool and fitness center, providing residents with plenty of opportunities to stay active and healthy. Waterfall Cove is ideally located near Interstate 4, making it easy to commute to major job centers in Orlando. It's also just a short drive away from downtown Orlando and Winter Park, where you can explore a variety of dining, shopping, and entertainment options. Additionally, the condo is close to Rollins College, making it a great option for convenient housing. For those who enjoy the outdoors, Waterfall Cove is close to several parks and nature reserves, where you can hike, bike, or simply enjoy the beauty of the Florida landscape. And if you're a coffee lover, you'll appreciate the proximity to Starbucks, where you can grab your favorite drink on the go. In conclusion, Waterfall Cove offers the perfect blend of comfort, convenience, and natural beauty. With its modern amenities, convenient location, and affordable pricing, it's no wonder why living in this area is so desirable. Don't miss out on the opportunity to make Waterfall Cove your new home! THIS PROPERTY MAY QUALIFY FOR UP TO 40,000.00 IN DOWN PAYMENT ASSISTANCE.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

881

Sqft

0 ac

Lot size

1966

Year built

One

Levels

$153

Per sqft

City view

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan

Outside & construction

RoofConcrete
ConstructionBlock · Vinyl Siding
FoundationSlab
ViewCity
FacesSouth
ParkingAssigned
ExteriorCourtyard · Sliding Doors

Community & fees

HOA fee$482/mo
Taxes (2025)$2,041/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Playground · Pool

Utilities & systems

UtilitiesSewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,666 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$794
FHA mortgage insurance (est.)$60
Property tax — 2025 actual bill$170
Condo fee — from the listing$482
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,722Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,722
Interest rate6.00%
Loan term

Estimated payment

$1,666/mo

Principal & interest$794
FHA mortgage insurance (est.)$60
Property taxes (actual bill)$170
HOA / condo fee$482
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $135K
$130KedgeAI estimate $218,025 · range $164K$254K$264K

vs edgeAI estimate

−38.1%

$/sqft vs Winter Park actives

$153 vs $349

Days on market

116 vs 34 typical

Where $153/sqft sits among the 318 Winter Park actives

112 · this home
83
48
30
19
26
$153–291$291–429$429–567$567–705$705–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterfall Cove

Map of 1695 LEE ROAD UNIT E103 inside its neighborhood boundary

Get to know Winter Park. See the full Winter Park guide →

Waterfall Cove — neighborhood snapshot

Population

637

Median age

46

Median income

$57,574

Median home value

$240,000

Avg household

2

Households w/ children

21%

For the school run

Orange County School District

ElementaryHungerford Elementary★★★★★
HighEdgewater High★★★★★
MiddleCollege Park Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

141 of 318

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 84% below the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $134,900 $5K
Mar 27, 2026Listed at $139,990 · 116 days on market since
1966Built · WATERFALL COVE WINTER PARK

Reality check

What actually sold near 1695 LEE ROAD UNIT E103

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

849 DRIVER AVENUESold · Jul ’25

$275,000

849 DRIVER AVENUE

2 bd · 1 ba · 894 sqft · $308/sqft · 43 DOM

764 W COMSTOCK AVENUESold · Mar ’26

$450,000

764 W COMSTOCK AVENUE

2 bd · 1 ba · 925 sqft · $486/sqft · 17 DOM

730 ALTON AVENUESold · Nov ’25

$250,000

730 ALTON AVENUE

2 bd · 1 ba · 829 sqft · $302/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1695 LEE ROAD UNIT E103 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1695 LEE ROAD UNIT E103 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1695 LEE ROAD UNIT E103 FAQs

What would the monthly payment be for 1695 LEE ROAD UNIT E103?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,666/mo — principal and interest, the actual property-tax bill, the $482/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1695 LEE ROAD UNIT E103?+

The association fee works out to $482 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1695 LEE ROAD UNIT E103?+

The most recent tax bill on record (2025) was $2,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1695 LEE ROAD UNIT E103?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $134,900, this home is listed about 78% below the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1695 LEE ROAD UNIT E103?+

Hungerford Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER PARK 32789 market on paper

$134,900 is 84% below the WINTER PARK 32789 median of $850,000, and at $153/sqft it sits under the Winter Park average of $425.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

116 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $139,990, now $134,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX SELECT GROUP · Jason Price. MLS #S5146352.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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