CORAL CIRCLE, HUTCHINSON ISLAND, FL, 34949
Active136 days on marketListed Mar 23, 2026MLS #S5146247
About this home
CORAL CIRCLE
Rare find Florida Gem Lot on Hutchinson Island with a short stroll to entertainment and the beach! Your chance to build your Florida Dream Home is here. This lush offering in paradise is located on a low traffic side street. Come take a drive by and see how it's dotted with beautiful trees including 2 Banyon's, giving it character and that old Florida Charm. You'll notice Porpoise Beach just down the street offers great parking & beach access. The glorious sounds of the ocean and nearby local live music can be heard from your own yard. Plus, there is NO HOA here, and short-term rentals are allowed on Hutchinson Island, so those with investor minds have lots of options. This parcel is a rare find nestled on a side street and at this price it won't last long. Surf, fish, windsurf and more on our 23 miles of unspoiled beaches. Fabulous restaurants w/ outstanding views of the inlet, sunrises & sweeping sunsets. Vero Beach Airport is expanding flights making this a destination go to form many. Please call with any questions you may have before, or when you are visiting your...could be future homesite!
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside South Beach
Get to know Hutchinson Island. See the full Hutchinson Island guide →
South Beach — neighborhood snapshot
Population
4,027
Median age
65
Median income
$67,737
Median home value
$384,267
Avg household
2
Households w/ children
23%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$3.5M → $865K
Hutchinson Island median sold, yr/yr
92.9%
Sale-to-list ratio (12 mo)
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the HUTCHINSON ISLAND 34949 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near CORAL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$300,000
3630 S CENTRAL AVENUE · same community
2 bd · 2 ba · 1,380 sqft · $217/sqft · 116 DOM
Sold · Jul ’26$175,000
10725 S Ocean Drive Unit 311, Jensen Beach FL 34957
1 bd · 1 ba · 478 sqft · $366/sqft · 18 DOM
Sold · Jun ’26$347,500
1300 Seaway Drive # 2, Fort Pierce FL 34949
2 bd · 2 ba · 1,014 sqft · $343/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about CORAL CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for CORAL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
CORAL CIRCLE FAQs
What would the monthly payment be for CORAL CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,456/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on CORAL CIRCLE?+
The most recent tax bill on record (2025) was $4,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at CORAL CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $300,000, this home is listed about 49% below the Hutchinson Island median of $585,000. The market section on this page shows how the area is trending.
Which schools are assigned to CORAL CIRCLE?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
$297,000
4200 N Hwy A1a # 112, Hutchinson Island FL 34949, HUTCHINSON ISLAND
2 bd · 2 ba · 1,053 sqft
$329,900
5059 N Hwy A1a # 401, Hutchinson Island FL 34949, HUTCHINSON ISLAND
2 bd · 2 ba · 1,397 sqft
$349,000
4100 N Highway A1a # 342, Hutchinson Island FL 34949, HUTCHINSON ISLAND
2 bd · 2 ba · 1,614 sqft
Listing courtesy of FLORIDA GEM REAL ESTATE LLC · Linda Crea. MLS #S5146247.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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