2639 MAITLAND CROSSING WAY UNIT 102, ORLANDO, FL, 32810
Active137 days on marketListed Mar 23, 2026MLS #S5146232
About this home
2639 MAITLAND CROSSING WAY UNIT 102
This corner unit stands out in Bella Terra for a reason. At 1,064 sq ft on the GROUND FLOOR with direct WATER VIEWS, hardwood floors throughout, NO CARPET, stainless steel appliances, a breakfast bar, open-concept living and dining, split bedroom layout, and a screened rear porch. At 1,064 sq ft, the open layout makes every square foot count. The HOA covers water, sewer, trash, pool maintenance, exterior maintenance, grounds, and escrow reserves -- meaning your actual out-of-pocket monthly costs are lower than comparable units where those utilities are separate. No CDD. Flood Zone X. Bella Terra recently completed new roofs, fresh exterior paint, and rescreened patios community-wide. The gated community offers a resort-style pool, fitness center, clubhouse, tennis courts, and valet trash service -- maintained and well-managed. Zoned for Lake Sybelia Elementary, Lockhart Middle, and Edgewater High. Located just off Maitland Blvd (414) with direct I-4 access -- 10 minutes to downtown Orlando, 5 minutes to RDV Sportsplex. Whether you're a first-time buyer or adding to a rental portfolio, this is a low-maintenance, move-in ready unit in a location that holds value.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,064
Sqft
0.22 ac
Lot size
2000
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.1%
$/sqft vs BELLA TERRA
$221 vs $240
Days on market
137 vs 41 typical
Where $221/sqft sits among the 13 homes for sale in BELLA TERRA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32810 — neighborhood snapshot
Population
37,127
Median age
34.8
Median income
$58,462
Median home value
$260,000
Avg household
2.7
Households w/ children
3,856
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
7 of 13
BELLA TERRA have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ORLANDO 32810 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2639 MAITLAND CROSSING WAY UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$180,000
2525 MAITLAND CROSSING WAY UNIT 305 · same community
2 bd · 2 ba · 1,009 sqft · $178/sqft · 46 DOM
Sold · Apr ’26$185,000
2627 MAITLAND CROSSING WAY UNIT 101 · same community
1 bd · 1 ba · 707 sqft · $262/sqft · 225 DOM
Sold · Mar ’26$145,000
2627 MAITLAND CROSSING WAY UNIT 109 · same community
1 bd · 1 ba · 672 sqft · $216/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2639 MAITLAND CROSSING WAY UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2639 MAITLAND CROSSING WAY UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2639 MAITLAND CROSSING WAY UNIT 102 FAQs
What would the monthly payment be for 2639 MAITLAND CROSSING WAY UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill, the $469/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2639 MAITLAND CROSSING WAY UNIT 102?+
The association fee works out to $469 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2639 MAITLAND CROSSING WAY UNIT 102?+
The most recent tax bill on record (2025) was $2,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2639 MAITLAND CROSSING WAY UNIT 102?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $235,000, this home is listed about 40% below the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2639 MAITLAND CROSSING WAY UNIT 102?+
Lake Weston Elementary (elementary), Edgewater High (high), Lockhart Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32810 market on paper
$235,000 is 20% below the ORLANDO 32810 median of $294,450, and at $221/sqft it sits under the Orlando average of $264.
02Tennis Court & Water views
The tennis court and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
137 days on market against a Orlando median of 41 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Matthew Harris. MLS #S5146232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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